S720 Lovers Ln, Elroy, WI 53929 Property Records

Vernon County property record for S720 Lovers Ln, Elroy, WI 53929

Property Summary

Property Type	Single Family Home
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on Record
Tax Bill	$2,638 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`022-00253-0001`

Property Details

APN / Parcel Number

Primary APN	`022-00253-0001`
Alternative APN	`62022THI 253.0001`

Exterior

Lot Area	54,886 sqft (1.26 acres)

Location & Zoning

Street Address	S720 LOVERS LN
City	ELROY
State	WI
Zip	53929-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OF CSM V.1 PG.124 BEING PART OF NE SE N OF LOVERS LANE, ALSO PT OF LOT 3 BEING .08 ACRES LYING NORTH OF LOT 1
Legal Lot Number	1,3
Jurisdiction	VERNON WI
Township / Civil Division	HILLSBORO
Census Block Group	3
Census Block	3055
Census Tract	960100

Owner

Source: Vernon County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	S720 LOVERS LN, ELROY, WI 53929-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FARMERS STATE BANK
Mar 13, 2020	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023
Deed Sale	Oct 18, 2023
Prior Sale	Mar 13, 2020
Deed Document Number	533707
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Oct 18, 2023
Property Address	S720 LOVERS LN, ELROY, WI 53929-9607
Document Number	0000533707
Map Reference	VOL 3 PG 136
Instrument Date	Oct 16, 2023
Instrument	533707
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	KNIGHT BARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S720 LOVERS LN, ELROY, WI 53929-9607

Mortgage

Document Number	0000533708
Date	Oct 18, 2023
Instrument	533708

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	VERNON WI
Recording Date	Mar 13, 2020
Property Address	S720 LOVERS LN, ELROY, WI 53929-9607
Document Number	0000512403
Map Reference	DOC 347668
Instrument Date	Mar 10, 2020
Instrument	512403
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	S720 LOVERS LN, S720, ELROY, WI 53929-9607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 167, HILLSBORO, WI 54634-0167

Tax Assessment & Valuation

Source: Vernon County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
County Subdivision	Hillsboro Town
Unified School District	Hillsboro School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,638.00 (-4.11%) Homeowner's exemption	$238,100 (+59.16%) Land $14,700 Building $223,400	$253,800 (+7.27%)
2023	$2,751.00 (+5.69%) Homeowner's exemption	$149,600 (-) Land $12,000 Building $137,600	$236,600 (+11.92%)
2022	$2,603.00 Homeowner's exemption	$149,600 Land $12,000 Building $137,600	$211,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2008–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hillsboro Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lovers Ln

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