N86W5035 Covington Sq E, Cedarburg, WI 53012 Property Records

Ozaukee County property record for N86W5035 Covington Sq E, Cedarburg, WI 53012

Property Summary

Property Type	Single Family Home
Lot Size	0.762 acres (33,236 sqft)
Owner	Individual Name on File
Last Sale	$679,900 (Sep 2017)
Tax Bill	$12,632 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-226-00-140.00`

Property Details

APN / Parcel Number

Primary APN	`13-226-00-140.00`

Exterior

Lot Area	33,236 sqft (0.762 acres)

Location & Zoning

Street Address	N86W5035 COVINGTON SQ E
City	CEDARBURG
State	WI
Zip	53012-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1127742 LOT 14 KEUP TRAIL SUBDIVISION
Legal Subdivision	KEUP TRAIL SUBDIVISION
Legal Lot Number	14
Jurisdiction	OZAUKEE WI
Township / Civil Division	CEDARBURG
Census Block Group	2
Census Block	2031
Census Tract	650104

Owner

N86W5035 Covington Sq E is owned and occupied by an individual who acquired it in October 2021.

Source: Ozaukee County records, as of February 13, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	N86W5035 COVINGTON SQ E, CEDARBURG, WI 53012-1510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Sep 6, 2017	Warranty Deed, Subdivision Related Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Prior Sale	Sep 6, 2017 · Amount on File
Deed Document Number	0001054568
Last Transfer Date	Oct 27, 2021
Transfer Doc	0001127742
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Oct 27, 2021
Property Address	N86W5035 COVINGTON SQ E, CEDARBURG, WI 53012-1510
Document Number	0001127742
Instrument Date	Jun 14, 2021
Instrument	1127742
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,190.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	W48N8411 SANDPIPER LN, W48N8411, CEDARBURG, WI 53012-1646

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001127743
Date	Oct 27, 2021
Instrument	1127743

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Sep 6, 2017
Property Address	N86W5035 COVINGTON SQ E, CEDARBURG, WI 53012-1510
Document Number	0001054568
Instrument Date	Aug 30, 2017
Instrument	1054568
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,039.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N86W5035 COVINGTON SQ E CEDARBURG WI 530121510, CEDARBURG, WI 53012-1510

Mortgage

Document Number	1054569
Date	Sep 6, 2017
Instrument	1054569

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for N86W5035 Covington Sq E was $12,632.

Source: Ozaukee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ozaukee County
Municipality	Cedarburg City
Unified School District	Cedarburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,632.00	$803,100 Land $142,700 Building $660,400	$1,007,000
2023	$11,433.00	$803,100 Land $142,700 Building $660,400	$902,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place N86W5035 Covington Sq E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around N86W5035 Covington Sq E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDARBURG L & W COMMISSION serves 12,500 people · EPA ID WI2460108
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	8 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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