N86W4935 Covington Sq E, Cedarburg, WI 53012 Property Records

Ozaukee County property record for N86W4935 Covington Sq E, Cedarburg, WI 53012

Property Summary

Property Type	Single Family Home
Lot Size	0.469 acres (20,430 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Mar 2016)
Tax Bill	$11,629 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-226-00-110.00`

Property Details

APN / Parcel Number

Primary APN	`13-226-00-110.00`

Exterior

Lot Area	20,430 sqft (0.469 acres)

Location & Zoning

Street Address	N86W4935 COVINGTON SQ E
City	CEDARBURG
State	WI
Zip	53012-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1030115 LOT 11 KEUP TRAIL SUBDIVISION
Legal Subdivision	KEUP TRAIL SUBDIVISION
Legal Lot Number	11
Jurisdiction	OZAUKEE WI
Township / Civil Division	CEDARBURG
Census Block Group	2
Census Block	2031
Census Tract	650104

Owner

Source: Ozaukee County records, as of February 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	N86W4935 COVINGTON SQ E, CEDARBURG, WI 53012-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN MUTUAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2016 · Amount on File
Deed Sale	Mar 4, 2016 · Amount on File
Deed Document Number	1030115
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZAUKEE WI
Property Address	N86W4935 COVINGTON SQ E, CEDARBURG, WI 53012-1509
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001097875
Date	Jul 20, 2020
Instrument	1097875

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZAUKEE WI
Property Address	N86W4935 COVINGTON SQ E, CEDARBURG, WI 53012-1509
Document Number	0001059925
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0001059925
Date	Jan 17, 2018
Instrument	1059925

Lender

Name	NORTHWESTERN MUTUAL CU
Type	Credit Union
Address	MILWAUKEE, WI 53202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Ozaukee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ozaukee County
Municipality	Cedarburg City
Unified School District	Cedarburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,629.00 (+13.73%) Homeowner's exemption	$750,300 (+2.23%) Land $132,200 Building $618,100	$940,900 (+14.12%)
2023	$10,225.00 Homeowner's exemption	$733,900 Land $132,200 Building $601,700	$824,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDARBURG L & W COMMISSION serves 12,500 people · EPA ID WI2460108
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	8 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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