N81W6350 Arbor Dr, Cedarburg, WI 53012 Property Records

Ozaukee County property record for N81W6350 Arbor Dr, Cedarburg, WI 53012

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,240 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Sep 2021)
Tax Bill	$6,012 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-137-24-060.00`

Property Details

APN / Parcel Number

Primary APN	`13-137-24-060.00`
Alternative APN	`132991`

Exterior

Lot Area	12,240 sqft (0.28 acres)

Location & Zoning

Account Number	132991
Street Address	N81W6350 ARBOR DR
City	CEDARBURG
State	WI
Zip	53012-1379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1125330 LOT 6 BLK 24 WILLOWBROOKE NO. 10
Legal Subdivision	WILLOWBROOKE
Legal Block	24
Legal Lot Number	6
Jurisdiction	OZAUKEE WI
Township / Civil Division	CEDARBURG
Census Block Group	3
Census Block	3014
Census Tract	650104

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Avenue Historic District listed 1986 · 81 contributing resources · NRIS 86000218

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ozaukee County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	N81W6350 ARBOR DR, CEDARBURG, WI 53012-1379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Jan 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Dec 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 21, 2017	Affidavit of Death, Mortgage · Conventional Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Dec 9, 2020 · Amount on Record
Deed Document Number	1125330
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZAUKEE WI
Property Address	N81W6350 ARBOR DR, CEDARBURG, WI 53012-1379
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001174701
Date	Sep 9, 2025
Instrument	1174701

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZAUKEE WI
Property Address	N81W6350 ARBOR DR, CEDARBURG, WI 53012-1379
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001073052
Date	Jan 11, 2019
Instrument	1073052

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2049

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Sep 16, 2021
Property Address	N81W6350 ARBOR DR, CEDARBURG, WI 53012-1379
Document Number	0001125330
Instrument Date	Sep 15, 2021
Instrument	1125330
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N81W6350 ARBOR DR, CEDARBURG, WI 53012-1379

Mortgage

Document Number	0001125331
Date	Sep 16, 2021
Instrument	1125331

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Dec 9, 2020
Property Address	N81W6350 ARBOR DR, CEDARBURG, WI 53012-1379
Document Number	0001107719
Instrument Date	Dec 3, 2020
Instrument	1107719
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W296 W7083 TAMVON CT HARTLAND WI 53029, HARTLAND, WI 53029

February 2017: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	OZAUKEE WI
Recording Date	Feb 21, 2017
Property Address	N81W6350 ARBOR DR, CEDARBURG, WI 53012-1379
Document Number	0001046489
Instrument Date	Feb 16, 2017
Instrument	1046489
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N81W6350 ARBOR DR CEDARBURG WI 530121379, CEDARBURG, WI 53012-1379

Mortgage

Document Number	1046585
Date	Feb 21, 2017
Instrument	1046585

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Ozaukee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ozaukee County
Municipality	Cedarburg City
Unified School District	Cedarburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,012.00 (+11.89%) Homeowner's exemption	$394,800 (-) Land $81,400 Building $313,400	$495,100 (+11.61%)
2023	$5,373.00 Homeowner's exemption	$394,800 Land $81,400 Building $313,400	$443,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDARBURG L & W COMMISSION serves 12,500 people · EPA ID WI2460108
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	8 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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