N81W6320 Arbor Dr, Cedarburg, WI 53012 Property Records

Ozaukee County property record for N81W6320 Arbor Dr, Cedarburg, WI 53012

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jul 2022)
Tax Bill	$4,623 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-137-24-050.00`

Property Details

APN / Parcel Number

Primary APN	`13-137-24-050.00`
Alternative APN	`132990`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	132990
Street Address	N81W6320 ARBOR DR
City	CEDARBURG
State	WI
Zip	53012-1379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1139489 LOT 5 BLK 24 WILLOWBROOKE NO. 10
Legal Subdivision	WILLOWBROOKE
Legal Block	24
Legal Lot Number	5
Jurisdiction	OZAUKEE WI
Township / Civil Division	CEDARBURG
Census Block Group	3
Census Block	3014
Census Tract	650104

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Avenue Historic District listed 1986 · 81 contributing resources · NRIS 86000218

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

N81W6320 Arbor Dr is owned and occupied by an individual who bought it in July 2022.

Source: Ozaukee County records, as of February 13, 2026

Owner of Record	Individual Name on File
Mailing Address	N81W6320 ARBOR DR, CEDARBURG, WI 53012-1379
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit IXONIA BANK
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit IXONIA BANK
Jul 25, 2022	Warranty Deed, Transfer
Apr 3, 2017	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Apr 3, 2017 · Amount on File
Deed Document Number	1139489
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZAUKEE WI
Property Address	N81W6320 ARBOR DR, CEDARBURG, WI 53012-1379
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001175595
Date	Oct 3, 2025
Instrument	1175595

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZAUKEE WI
Property Address	N81W6320 ARBOR DR, CEDARBURG, WI 53012-1379
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001143207
Date	Nov 8, 2022
Instrument	1143207

Lender

Name	IXONIA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 1, 2027

Interest

Rate Type	Fixed Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZAUKEE WI
Property Address	N81W6320 ARBOR DR, CEDARBURG, WI 53012-1379
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001145760
Date	Feb 7, 2023
Instrument	1145760

Lender

Name	IXONIA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2028

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Jul 25, 2022
Property Address	N81W6320 ARBOR DR, CEDARBURG, WI 53012-1379
Document Number	0001139489
Instrument Date	Jul 20, 2022
Instrument	1139489
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N81W6320 ARBOR DR, CEDARBURG, WI 53012-1379

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Apr 3, 2017
Property Address	N81W6320 ARBOR DR, CEDARBURG, WI 53012-1379
Document Number	0001047918
Instrument Date	Mar 30, 2017
Instrument	1047918
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$809.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001047919
Date	Apr 3, 2017
Instrument	1047919

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for N81W6320 Arbor Dr was $4,623 with a homeowner's exemption.

Source: Ozaukee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ozaukee County
Municipality	Cedarburg City
Unified School District	Cedarburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,623.00 Homeowner's exemption	$306,900 Land $78,700 Building $228,200	$384,900
2023	$4,115.00 Homeowner's exemption	$306,900 Land $78,700 Building $228,200	$344,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place N81W6320 Arbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around N81W6320 Arbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDARBURG L & W COMMISSION serves 12,500 people · EPA ID WI2460108
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	8 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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