N7174 Chapel Dr, Whitewater, WI 53190 Property Records

Walworth County property record for N7174 Chapel Dr, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on File
Last Sale	$132,500 (Nov 2015)
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CCH 00017C`

Property Details

APN / Parcel Number

Primary APN	`CCH 00017C`

Exterior

Lot Area	11,108 sqft (0.255 acres)

Location & Zoning

Street Address	N7174 CHAPEL DR
City	WHITEWATER
State	WI
Zip	53190-4454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 BLK 7 CHAPEL HILLS SUBD.
Legal Subdivision	CHAPEL HILLS SUB
Legal Block	7
Legal Lot Number	4
Jurisdiction	WALWORTH WI
Township / Civil Division	RICHMOND
Census Block Group	4
Census Block	4025
Census Tract	301

Owner

N7174 Chapel Dr is owned and occupied by an individual who bought it in November 2015.

Source: Walworth County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	N7174 CHAPEL DR, WHITEWATER, WI 53190-4454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit UW CREDIT UNION
Sep 22, 2023	Deed of Trust, Mortgage TEACHERS CU
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2015 · Amount on File
Deed Sale	Nov 23, 2015 · Amount on File
Prior Sale	Dec 10, 2007 · Amount on File
Deed Document Number	2015916196
Prior Transfer Date	Nov 30, 2007
Prior Transfer Doc	0000725149
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Recording Date	Oct 5, 2026
Property Address	N7174 CHAPEL DR, WHITEWATER, WI 53190-4454
Document Number	0001137304
Instrument Date	Sep 11, 2026
Instrument	20261137304
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N7174 CHAPEL DR, WHITEWATER, WI 53190-4454

Mortgage

Document Number	0001137304,
Date	Oct 5, 2026
Instrument	20261137304

Lender

Name	UW CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	N7174 CHAPEL DR, WHITEWATER, WI 53190-4454
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001084880
Date	Sep 22, 2023
Instrument	1084880

Lender

Name	TEACHERS CU
Type	Credit Union
Address	BELOIT, WI 53511

Agreement

Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	N7174 CHAPEL DR, WHITEWATER, WI 53190-4454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1014531
Date	Jul 28, 2020
Instrument	1014531

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2035
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	9.25%
Index	10-Year TN
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for N7174 Chapel Dr was $2,634 with a homeowner's exemption.

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
County Subdivision	Richmond Town
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,634.00 Homeowner's exemption	$261,300 Land $40,900 Building $220,400	$262,192 Land $41,040 Building $221,152
2023	$2,456.00 (-3.35%) Homeowner's exemption	$172,900 (-) Land $25,600 Building $147,300
2022	$2,541.00 Homeowner's exemption	$172,900 Land $25,600 Building $147,300	$213,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place N7174 Chapel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around N7174 Chapel Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Edge Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Chapel Dr

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