N7157 Chapel Dr, Whitewater, WI 53190 Property Records

Walworth County property record for N7157 Chapel Dr, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.362 acres (15,769 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jun 2021)
Tax Bill	$9,027 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CCH 00015B`

Property Details

APN / Parcel Number

Primary APN	`CCH 00015B`

Exterior

Lot Area	15,769 sqft (0.362 acres)

Location & Zoning

Street Address	N7157 CHAPEL DR
City	WHITEWATER
State	WI
Zip	53190-4453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 13 BLK 6 CHAPEL HILLS SUBD. T3N R15E
Legal Subdivision	CHAPEL HILLS SUB
Legal Block	6
Legal Lot Number	13
Jurisdiction	WALWORTH WI
Township / Civil Division	RICHMOND
Census Block Group	4
Census Block	4014
Census Tract	301

Owner

Source: Walworth County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2843 WHITE THORN CIR, NAPERVILLE, IL 60564-4917
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES CREDIT UNION
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU
Jun 10, 2021	Deed, Transfer · Stand-Alone First Mortgage FIRST CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	20211039154
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Recording Date	Apr 22, 2026
Property Address	N7157 CHAPEL DR, WHITEWATER, WI 53190-4453
Document Number	0001128314
Instrument Date	Apr 21, 2026
Instrument	20261128314
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N7157 CHAPEL DR, WHITEWATER, WI 53190-4453

Mortgage

Document Number	0001128314,
Date	Apr 22, 2026
Instrument	20261128314

Lender

Name	PEOPLES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	N7157 CHAPEL DR, WHITEWATER, WI 53190-4453
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001071834
Date	Nov 22, 2022
Instrument	1071834

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WALWORTH WI
Recording Date	Jun 10, 2021
Property Address	N7157 CHAPEL DR, WHITEWATER, WI 53190-4453
Document Number	0001039154
Instrument Date	Jun 4, 2021
Instrument	1039154
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0001039155
Date	Jun 10, 2021
Instrument	1039155

Lender

Name	FIRST CITIZENS STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
County Subdivision	Richmond Town
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,027.00 (+49.85%)	$844,700 (+115.98%) Land $547,200 Building $297,500	$847,582 (+75.29%) Land $549,067 Building $298,515
2023	$6,024.00 (-2.87%)	$391,100 (-) Land $273,600 Building $117,500
2022	$6,202.00	$391,100 Land $273,600 Building $117,500	$483,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Edge Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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