N7139 Chapel Dr, Whitewater, WI 53190 Property Records

Walworth County property record for N7139 Chapel Dr, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.328 acres (14,288 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (May 2017)
Tax Bill	$8,158 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CCH 00016`

Property Details

APN / Parcel Number

Primary APN	`CCH 00016`

Exterior

Lot Area	14,288 sqft (0.328 acres)

Location & Zoning

Old Parcel Number	CCH00016
Street Address	N7139 CHAPEL DR
City	WHITEWATER
State	WI
Zip	53190-4453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 16 BLK 6 CHAPEL HILLS SUBD. T3N R15E
Legal Subdivision	CHAPEL HILLS SUB
Legal Block	6
Legal Lot Number	16
Jurisdiction	WALWORTH WI
Township / Civil Division	RICHMOND
Census Block Group	4
Census Block	4014
Census Tract	301

Owner

N7139 Chapel Dr is owned by an individual who acquired it in October 2023.

Source: Walworth County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1202 EMERSON LN, LIBERTYVILLE, IL 60048-5207
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Oct 23, 2023	Intrafamily Transfer, Transfer
Sep 22, 2023	Intrafamily Transfer, Transfer
May 5, 2017	Deed, Transfer · Conventional Mortgage BANK AMERICA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2017 · Amount on File
Deed Sale	May 5, 2017 · Amount on File
Prior Sale	Sep 22, 2023
Deed Document Number	0000945906
Last Transfer Date	Oct 23, 2023
Transfer Doc	0001086243
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	N7139 CHAPEL DR, WHITEWATER, WI 53190-4453
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 EMERSON LN, LIBERTYVILLE, IL 60048-5207

Mortgage

Document Number	0001118516
Date	Oct 7, 2025
Instrument	1118516

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALWORTH WI
Recording Date	Oct 23, 2023
Property Address	N7139 CHAPEL DR, WHITEWATER, WI 53190-4453
Document Number	0001086243
Instrument Date	Oct 9, 2023
Instrument	1086243
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 EMERSON LN, LIBERTYVILLE, IL 60048-5207

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALWORTH WI
Recording Date	Sep 22, 2023
Property Address	N7139 CHAPEL DR, WHITEWATER, WI 53190-4453
Document Number	0001084860
Instrument Date	Sep 14, 2023
Instrument	1084860
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 EMERSON LN, LIBERTYVILLE, IL 60048-5207

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WALWORTH WI
Recording Date	May 5, 2017
Property Address	N7139 CHAPEL DR, WHITEWATER, WI 53190-4453
Document Number	0000945906
Instrument Date	Apr 27, 2017
Instrument	945906
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	N7139 CHAPEL DR, WHITEWATER, WI 53190-4453

Mortgage

Document Number	0000945907
Date	May 5, 2017
Instrument	945907

Lender

Name	BANK AMERICA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for N7139 Chapel Dr was $8,158.

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
County Subdivision	Richmond Town
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,158.00	$762,700 Land $554,400 Building $208,300	$765,303 Land $556,292 Building $209,011
2023	$5,956.00 (-2.87%)	$386,600 (-) Land $277,200 Building $109,400
2022	$6,132.00	$386,600 Land $277,200 Building $109,400	$477,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place N7139 Chapel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around N7139 Chapel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Edge Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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