La Crosse County property record for N5834 Cottage Ln, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (May 2026) |
| Tax Bill | $2,876 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-001817-000 |
| Primary APN | 010-001817-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | N5834 COTTAGE LN |
|---|---|
| City | ONALASKA |
| State | WI |
| Zip | 54650-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES DIST A |
| Legal Description | BELLEVUE ADDITION LOT 7 BLOCK 3 |
| Legal Range | 08W |
| Legal Township | 17N |
| Legal Section | 23 |
| Legal Subdivision | BELLEVUE ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10203 |
N5834 Cottage Ln is owned and occupied by two individuals who bought it in May 2026.
Source: La Crosse County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | N5834 COTTAGE LN, ONALASKA, WI 54650-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage ALTRA FEDERAL CREDIT UNION |
| Sep 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA |
| Dec 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jun 28, 2017 | Deed, Transfer TOWN AND COUNTRY TITLE, TOWN N COUNTRY TITLE |
| Jun 28, 2017 | Deed, Transfer · Conventional Mortgage BREMER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Jun 28, 2017 · Amount on File |
| Deed Document Number | 20261848766 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | May 8, 2026 |
| Property Address | N5834 COTTAGE LN, ONALASKA, WI 54650-9607 |
| Document Number | 0001848766 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026.1848766 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | RIVER VALLEY TITLE GROUP LLC, RIVER VALLEY TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89,385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | N5834 COTTAGE LN, ONALASKA, WI 54650-9607 |
| Document Number | 0001848767, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026.1848767 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | N5834 COTTAGE LN, ONALASKA, WI 54650-9607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1715765 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 1715765 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Dec 21, 2017 |
| Property Address | N5834 COTTAGE LN, ONALASKA, WI 54650-9607 |
| Document Number | 0001704257 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 1704257 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Jun 28, 2017 |
| Property Address | N5834 COTTAGE LN, ONALASKA, WI 54650-9607 |
| Document Number | 1695674 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 1695674 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | TOWN AND COUNTRY TITLE, TOWN N COUNTRY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $521.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | N5834 COTTAGE LN, ONALASKA, WI 54650-9607 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Jun 28, 2017 |
| Property Address | N5834 COTTAGE LN, ONALASKA, WI 54650-9607 |
| Document Number | 0001695674 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 1695674 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | TOWN N COUNTRY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $521.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | N5834 COTTAGE LN, ONALASKA, WI 54650-9607 |
| Document Number | 0001695675 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 1695675 |
| Name | BREMER BANK NA |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for N5834 Cottage Ln was $2,876 with a homeowner's exemption.
Source: La Crosse County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| County Subdivision | Onalaska Town |
| Unified School District | Holmen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,876.00 Homeowner's exemption | $193,900 Land $35,000 Building $158,900 | $323,900 |
| 2023 | $2,937.00 (-3.48%) Homeowner's exemption | $193,900 (-) Land $35,000 Building $158,900 | $193,900 (-) Land $35,000 Building $158,900 |
| 2022 | $3,043.00 Homeowner's exemption | $193,900 Land $35,000 Building $158,900 | $193,900 Land $35,000 Building $158,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place N5834 Cottage Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2001–2016) |
| Most Recent Claim | Sep 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around N5834 Cottage Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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