N5877 Cottage Ln, Onalaska, WI 54650 Property Records

La Crosse County property record for N5877 Cottage Ln, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (Jul 2022)
Tax Bill	$2,618 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-001804-000`

Property Details

APN / Parcel Number

Primary APN	`010-001804-000`
Alternative APNs	`10 1804 0` `15153`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	15153
Old Parcel Number	10 1804 0
Street Address	N5877 COTTAGE LN
City	ONALASKA
State	WI
Zip	54650-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL DISTRICT A
Legal Description	BELLEVUE ADDITION LOT 6 BLOCK 2
Legal Range	08
Legal Township	17
Legal Section	23
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	BELLEVUE ADDITION
Legal Block	2
Legal Lot Number	6
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	1
Census Block	1008
Census Tract	10203

Owner

N5877 Cottage Ln is owned and occupied by an individual who bought it in July 2022.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	N5877 COTTAGE LN, ONALASKA, WI 54650-9600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Deed Document Number	1797244
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 27, 2022
Property Address	N5877 COTTAGE LN, ONALASKA, WI 54650-9600
Document Number	0001797244
Instrument Date	Jul 27, 2022
Instrument	1797244
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N5877 COTTAGE LN, ONALASKA, WI 54650-9600

Mortgage

Document Number	0001797245
Date	Jul 27, 2022
Instrument	1797245

Lender

Name	ARCADIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 27, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for N5877 Cottage Ln was $2,618 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Onalaska Town
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,618.00 Homeowner's exemption	$177,900 Land $35,000 Building $142,900	$297,200
2023	$2,695.00 (-3.47%) Homeowner's exemption	$177,900 (-) Land $35,000 Building $142,900	$177,900 (-) Land $35,000 Building $142,900
2022	$2,792.00 Homeowner's exemption	$177,900 Land $35,000 Building $142,900	$177,900 Land $35,000 Building $142,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place N5877 Cottage Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2016)
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around N5877 Cottage Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20