N5288 Clover Ct, Onalaska, WI 54650 Property Records

La Crosse County property record for N5288 Clover Ct, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$458,000 (May 2026)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-002593-000`

Property Details

APN / Parcel Number

Primary APN	`010-002593-000`
Alternative APNs	`10 2593 0` `15943`

Exterior

Lot Area	23,958 sqft (0.55 acres)

Location & Zoning

Street Address	N5288 CLOVER CT
City	ONALASKA
State	WI
Zip	54650-8822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	SHAMROCK ADDITION LOT 1 BLOCK 1 SUBJ TO WA IN V973 P383
Legal Range	07W
Legal Township	17N
Legal Section	33
Legal Subdivision	SHAMROCK ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3000
Census Tract	10401

Owner

N5288 Clover Ct is owned and occupied by an individual who bought it in May 2026.

Source: La Crosse County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	N5288 CLOVER CT, ONALASKA, WI 54650-8822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE
Apr 8, 2024	Warranty Deed, Transfer · Conventional Mortgage GOVERNMENTAL EMP CU
Jun 7, 2023	Deed, Transfer NEW CUSTOM TITLE, NEW CASTLE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Apr 28, 2025 · Amount on File
Deed Document Number	20261848784
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 8, 2026
Property Address	N5288 CLOVER CT, ONALASKA, WI 54650-8822
Document Number	0001848784
Instrument Date	May 8, 2026
Instrument	2026.1848784
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138,774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	N5288 CLOVER CT, ONALASKA, WI 54650-8822

Mortgage

Document Number	0001848785,
Date	May 8, 2026
Instrument	2026.1848785

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Apr 8, 2024
Property Address	N5288 CLOVER CT, ONALASKA, WI 54650-8822
Document Number	0001818859
Instrument Date	Apr 5, 2024
Instrument	1818859
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	NEW CUSTOM TITLE, NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,077.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001818860
Date	Apr 8, 2024
Instrument	1818860

Lender

Name	GOVERNMENTAL EMP CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 7, 2023
Property Address	N5288 CLOVER CT, ONALASKA, WI 54650-8822
Document Number	0001808449
Instrument Date	Jun 5, 2023
Instrument	1808449
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	NEW CUSTOM TITLE, NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for N5288 Clover Ct was $3,141.

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Onalaska Town
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,141.00	$198,700 Land $24,800 Building $173,900	$331,900
2023	$2,964.00 (-3.48%)	$195,700 (-) Land $24,800 Building $170,900	$195,700 (-) Land $24,800 Building $170,900
2022	$3,071.00	$195,700 Land $24,800 Building $170,900	$195,700 Land $24,800 Building $170,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place N5288 Clover Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around N5288 Clover Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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