N5273 Clover Ct, Onalaska, WI 54650 Property Records

La Crosse County property record for N5273 Clover Ct, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,000 (Aug 2026)
Tax Bill	$3,110 (2025)
Deeds & Mortgages	Aug 2026 Sale & Construction Loan Jan 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`010-002599-000`

Property Details

APN / Parcel Number

Primary APN	`010-002599-000`
Alternative APNs	`10 2599 0` `15949`

Exterior

Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Street Address	N5273 CLOVER CT
City	ONALASKA
State	WI
Zip	54650-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	SHAMROCK ADDITION LOT 7 BLOCK 1 SUBJ TO WA IN V973 P383
Legal Range	07W
Legal Township	17N
Legal Section	33
Legal Subdivision	SHAMROCK ADDITION
Legal Block	1
Legal Lot Number	7
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3000
Census Tract	10401

Owner

Source: La Crosse County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	N5273 CLOVER CT, ONALASKA, WI 54650-8807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Construction Loan · Construction Mortgage STATE BANK
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Apr 24, 2009	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Jan 5, 2012	Deed of Trust, Mortgage · VA Mortgage MERCHANTS BANK NATIONAL ASSOCIATION
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Sep 18, 2018	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	20261853219
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Aug 14, 2026
Property Address	N5273 CLOVER CT, ONALASKA, WI 54650-8807
Document Number	0001853219
Instrument Date	Aug 14, 2026
Instrument	20261853219
Transaction Type	Construction Loan
Record Updated	Aug 27, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124,836.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N5273 CLOVER CT, ONALASKA, WI 54650-8807

Mortgage

Document Number	0001853220,
Date	Aug 14, 2026
Instrument	20261853220

Lender

Name	STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	N5273 CLOVER CT, ONALASKA, WI 54650-8807
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001687831
Date	Jan 9, 2017
Instrument	1687831

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	N5273 CLOVER CT, ONALASKA, WI 54650-8807
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001765885
Date	Feb 11, 2021
Instrument	1765885

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	N5273 CLOVER CT, ONALASKA, WI 54650-8807
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001524375
Date	Apr 24, 2009
Instrument	1524375

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2039

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	N5273 CLOVER CT, ONALASKA, WI 54650-8807
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001588148
Date	Jan 5, 2012
Instrument	1588148

Lender

Name	MERCHANTS BANK NATIONAL ASSOCIATION
Address	WINONA, MN 55987

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2042

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 27, 2023
Property Address	N5273 CLOVER CT, ONALASKA, WI 54650-8807
Document Number	0001809197
Instrument Date	Jun 26, 2023
Instrument	1809197
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N5273 CLOVER CT, ONALASKA, WI 54650-8807

Mortgage

Document Number	0001809198
Date	Jun 27, 2023
Instrument	1809198

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Sep 18, 2018
Property Address	N5273 CLOVER CT, ONALASKA, WI 54650-8807
Document Number	0001716456
Instrument Date	Sep 18, 2018
Instrument	1716456
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N5273 CLOVER CT, ONALASKA, WI 54650-8807
Investor	Possibly a Property Investor

Mortgage

Document Number	0001716457
Date	Sep 18, 2018
Instrument	1716457

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Onalaska Town
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,110.00 (-1.49%) Homeowner's exemption	$208,400 (-) Land $21,200 Building $187,200	$348,100 (+67.03%)
2023	$3,157.00 (-3.46%) Homeowner's exemption	$208,400 (-) Land $21,200 Building $187,200	$208,400 (-) Land $21,200 Building $187,200
2022	$3,270.00 Homeowner's exemption	$208,400 Land $21,200 Building $187,200	$208,400 Land $21,200 Building $187,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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