N3950 Division Rd, Cascade, WI 53011 Property Records

Fond Du Lac County property record for N3950 Division Rd, Cascade, WI 53011

Property Summary

Property Type	Single Family Home
Lot Size	0.414 acres (18,034 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,000 (Jul 2020)
Tax Bill	$1,776 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T16-14-19-99-RL-545-00`

Property Details

APN / Parcel Number

Primary APN	`T16-14-19-99-RL-545-00`

Exterior

Lot Area	18,034 sqft (0.414 acres)

Location & Zoning

Street Address	N3950 DIVISION RD
City	CASCADE
State	WI
Zip	53011-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S13 T14N R19E RIPPLES LONG LAKE HAVEN LOTS 13 & 14 BLK 7 AS REC V627-572
Legal Range	19E
Legal Township	14N
Legal Section	13
Legal Subdivision	RIPPLES LONG LAKE
Legal Block	7
Jurisdiction	FOND DU LAC WI
Township / Civil Division	OSCEOLA
Census Block Group	3
Census Block	3028
Census Tract	41902

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	N3950 DIVISION RD, CASCADE, WI 53011-1401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Deed of Trust, Mortgage · ARM KOHLER CU
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Sep 29, 2014 · Amount on Record
Deed Document Number	20201132500
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	N3950 DIVISION RD, CASCADE, WI 53011-1401
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001108678
Date	Jan 14, 2019
Instrument	1108678

Lender

Name	KOHLER CU
Type	Credit Union
Address	KOHLER, WI 53044

Agreement

Type	ARM
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2029

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	N3950 DIVISION RD, CASCADE, WI 53011-1401
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001145761
Date	Feb 17, 2021
Instrument	1145761

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jul 1, 2020
Property Address	N3950 DIVISION RD, CASCADE, WI 53011-1401
Document Number	0001132500
Instrument Date	Jun 26, 2020
Instrument	1132500
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N3950 DIVISION RD, CASCADE, WI 53011-1401

Mortgage

Document Number	0001132501
Date	Jul 1, 2020
Instrument	1132501

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
County Subdivision	Osceola Town
Unified School District	Campbellsport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,776.00 (+8.62%)	$144,400 (-) Land $56,800 Building $87,600	$172,439 (+12.26%) Land $67,829 Building $104,610
2023	$1,635.00 Homeowner's exemption	$144,400 Land $56,800 Building $87,600	$153,600 Land $60,419 Building $93,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KETTLE MORAINE CORRECTIONAL INSTITUTION state or territorial government · serves 1,544 people · EPA ID WI4600449
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Bertram Communications Fixed Wireless	100 / 20
Bug Tussel Wireless Fixed Wireless	50 / 8

Cell Coverage

5G (outdoors only) and 4G LTE

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