N3908 Division Rd, Cascade, WI 53011 Property Records

Fond Du Lac County property record for N3908 Division Rd, Cascade, WI 53011

Property Summary

Property Type	Single Family Home
Lot Size	1.36 acres (59,590 sqft)
Owner	2 Individual Names on Record
Tax Bill	$358 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T16-14-19-99-RL-915-00`

Property Details

APN / Parcel Number

Primary APN	`T16-14-19-99-RL-915-00`

Exterior

Lot Area	59,590 sqft (1.36 acres)

Location & Zoning

Street Address	N3908 DIVISION RD
City	CASCADE
State	WI
Zip	53011-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S13 T14N R19E RIPPLES LONG LAKE HAVEN LOT 1 CSM #4297-24-70 LOC IN LOT 11 BLK 11 & LOT 7 BLK 12
Legal Range	19E
Legal Township	14N
Legal Section	13
Legal Subdivision	RIPPLES LONG LAKE
Legal Block	11-12
Legal Lot Number	1,11,7
Jurisdiction	FOND DU LAC WI
Township / Civil Division	OSCEOLA
Census Block Group	3
Census Block	3024
Census Tract	41902

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	N3908 DIVISION RD, CASCADE, WI 53011-1400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	N3908 DIVISION RD, CASCADE, WI 53011-1400
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001163171
Date	Dec 10, 2021
Instrument	1163171

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
County Subdivision	Osceola Town
Unified School District	Campbellsport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$358.00 (-89.85%)	$292,300 (-) Land $73,900 Building $218,400	$349,059 (+12.27%) Land $88,250 Building $260,809
2023	$3,527.00 Homeowner's exemption	$292,300 Land $73,900 Building $218,400	$310,923 Land $78,608 Building $232,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Bertram Communications Fixed Wireless	100 / 20
Bug Tussel Wireless Fixed Wireless	50 / 8