G16 Roberta St, Key West, FL 33040 Property Records

Monroe County property record for G16 Roberta St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,006 sqft · built 2006
Lot Size	0.084 acres (3,669 sqft)
Owner	Individual Name on Record
Last Sale	$449,900 (Jul 2026)
Tax Bill	$4,933 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`00130130-000000`

Property Details

APN / Parcel Number

Primary APN	`00130130-000000`
Alternative APNs	`35672500130130000000` `1164291`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,006 sqft Living Area
1st Floor Area	1,007 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,669 sqft (0.084 acres)
Garage Type	Covered
Garage Area	473 sqft
Porch	Slab
Porch Area	31 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1164291
Street Address	G16 ROBERTA ST
City	KEY WEST
State	FL
Zip	33040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK G LT 16 LINCOLN GARDENS 2 PB5-90 STOCK ISLAND OR579-458 OR622-9 OR614-697 OR903-204 OR904-1327 908-1258 OR924-2045 OR985-1895 OR1413-410 OR1713-912 OR1717-83 OR1740-496 OR2033-1677 OR2065-1964 OR2712-255 OR2791-2135 OR2953-0882
Legal Range	25E
Legal Township	67S
Legal Section	35
Legal Subdivision	LINCOLN GARDENS NO 2
Legal Block	G
Legal Lot Number	16
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	4
Census Block	4004
Census Tract	971800

Owner

Source: Monroe County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43C 10TH AVE, KEY WEST, FL 33040-5867
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Special Warranty Deed, Transfer · Balloon Mortgage GARDNER BANK
Jul 13, 2026	Certificate of Transfer, Transfer
Jun 29, 2026	Contract Sale, Transfer
Mar 12, 2019	Warranty Deed, Transfer · Line of Credit CCHC FND I LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Jul 13, 2026 · Amount on Record
Deed Document Number	20262552358
Deed Book / Page	3392 / 1931
Prior Transfer Date	Apr 4, 2016
Prior Transfer Doc	0027912135
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 17, 2026
Property Address	G16 ROBERTA ST, KEY WEST, FL 33040
Document Number	0002552358
Book / Page	3392 / 1931
Instrument Date	Jul 16, 2026
Instrument	20262552358
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$318,079.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43C 10TH AVE, KEY WEST, FL 33040-5867

Mortgage

Document Number	0002552359,
Date	Jul 17, 2026
Book Page	3392/1933
Instrument	20262552359

Lender

Name	GARDNER BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

July 2026: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	MONROE FL
Recording Date	Jul 13, 2026
Property Address	G16 ROBERTA ST, KEY WEST, FL 33040
Document Number	0002551589
Book / Page	3391 / 2156
Instrument Date	Jul 13, 2026
Instrument	20262551589
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Amount	Amount Recorded
Tax	$229,416.45
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 DEL HARBOUR DR, DELRAY BEACH, FL 33483-6510

June 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MONROE FL
Recording Date	Jun 29, 2026
Property Address	G16 ROBERTA ST, KEY WEST, FL 33040
Document Number	0002549523
Book / Page	3388 / 2384
Instrument Date	Jun 26, 2026
Instrument	20262549523
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 12, 2019
Property Address	G16 ROBERTA ST, KEY WEST, FL 33040
Document Number	0029530882
Book / Page	002953 / 000882
Instrument Date	Mar 7, 2019
Instrument	2210575
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1213 GLYNN R ARCHER JR DR KEY WEST FL 330404100, KEY WEST, FL 33040-4100

Mortgage

Document Number	29530885
Date	Mar 12, 2019
Book Page	002953/000885
Instrument	2210577

Lender

Name	CCHC FND I LP
Address	15951 SW 41ST ST # 800, DAVIE, FL 33331-1521

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,933.00 (+8.63%)	$536,954 (+7.37%) Land $302,032 Building $234,922	$536,954 (+7.37%) Land $302,032 Building $234,922
2024	$4,541.00 (+9.53%)
2023	$4,146.00 (+8%)	$500,103 (+8.03%) Land $280,458 Building $219,645	$500,103 (+8.03%) Land $280,458 Building $219,645
2022	$3,839.00	$462,933 Land $240,907 Building $222,026	$462,933 Land $240,907 Building $222,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	332 units insured incl. 38 condo units
Nearby Flood Claims	201 (1980–2022)
Claims Outside the SFHA	2 of 201
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 48 claims Hurricane Wilma, Oct 2005 · 95 claims Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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