G15 Roberta St, Key West, FL 33040 Property Records

Monroe County property record for G15 Roberta St, Key West, FL 33040

Property Summary

Property Type	Mobile Home
Details	1 bd · 1 ba · 552 sqft · built 1969
Lot Size	0.084 acres (3,669 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Sep 2020)
Tax Bill	$2,972 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00130120-000000`

Property Details

APN / Parcel Number

Primary APN	`00130120-000000`
Alternative APNs	`35672500130120000000` `1164283`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	552 sqft Living Area
1st Floor Area	552 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Block
Roof Type	Flat
Roof Material	Metal
Lot Area	3,669 sqft (0.084 acres)
Garage Type	Carport
Garage Area	350 sqft
Carport	Carport
Carport Area	350 sqft
Porch	Slab
Deck Area	121 sqft
Patio Area	461 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1164283
Street Address	G15 ROBERTA ST
City	KEY WEST
State	FL
Zip	33040
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK G LT 15 LINCOLN GARDENS #2 PB5-90 STOCK ISLAND OR560-648 OR786-821 OR1057-334 OR1766-1177/78/AFF OR1766-1181/82 OR2303-1346/47 OR3043-510
Legal Range	25E
Legal Township	67S
Legal Section	35
Legal Subdivision	LINCOLN GARDENS NO 2
Legal Block	G
Legal Lot Number	15
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	4
Census Block	4004
Census Tract	971800

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 ROBERTA ST, G, KEY WEST, FL 33040-5756
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Jun 20, 2007
Deed Document Number	20202281041
Deed Book / Page	3043 / 510
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 10, 2020
Property Address	G15 ROBERTA ST, KEY WEST, FL 33040
Document Number	0030430510
Book / Page	3043 / 510
Map Reference	MB 5 PG 90
Instrument Date	Sep 4, 2020
Instrument	2281041
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1113 17TH TER, 1113, KEY WEST, FL 33040-4270

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15G ROBERTA ST, KEY WEST, FL 33040-5756

Mortgage

Document Number	0003043517
Date	Sep 10, 2020
Instrument	3043/517

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,972.00 (+8.19%)	$321,377 (+35.17%) Land $302,032 Building $19,345	$321,377 (+35.17%) Land $302,032 Building $19,345
2024	$2,747.00 (+18.66%)
2023	$2,315.00 (+2.21%)	$237,752 (-7.88%) Land $221,131 Building $16,621	$237,752 (-7.88%) Land $221,131 Building $16,621
2022	$2,265.00	$258,092 Land $240,907 Building $17,185	$258,092 Land $240,907 Building $17,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	332 units insured incl. 38 condo units
Nearby Flood Claims	201 (1980–2022)
Claims Outside the SFHA	2 of 201
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 48 claims Hurricane Wilma, Oct 2005 · 95 claims Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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