Kane County property record for 9N974 Trail's End, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,803 sqft · built 1995 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $374,000 (Oct 2015) |
| Tax Bill | $11,747 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-30-202-003 |
| Primary APN | 06-30-202-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,803 sqft Living Area |
| Gross Area | 4,884 sqft |
| Basement Area | 2,081 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 9N974 TRAILS END |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NOBLE MANOR SUB UNIT 1 LOT 6 |
| Legal Subdivision | NOBLE MANOR SUB |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 851913 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9N974 TRAILS END, ELGIN, IL 60124-8451 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Aug 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Jun 8, 2021 | Deed of Trust, Mortgage · Line of Credit ST CHARLES BANK & TRUST CO NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2015 · Amount on Record |
| Deed Sale | Oct 6, 2015 · Amount on Record |
| Deed Document Number | 201554610 |
| Last Transfer Date | Oct 25, 2024 |
| Transfer Doc | 0000043203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 9N974 TRAILS END, ELGIN, IL 60124-8451 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000045380 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2022K045380 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 11, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 9N974 TRAILS END, ELGIN, IL 60124-8451 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000039266 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 2018K039266 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Change Frequency | Monthly |
| Max Rate | 21% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 9N974 TRAILS END, ELGIN, IL 60124-8451 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007378 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 2021K007378 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 1, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 9N974 TRAILS END, ELGIN, IL 60124-8451 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000043710 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021K043710 |
| Name | ST CHARLES BANK & TRUST CO NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | Monthly |
| Min Rate At Change | 3.99% |
| Max Rate | 20% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,747.00 (+4.55%) | $174,516 (+8.57%) Land $38,234 Building $136,282 | $523,758 (+8.57%) Land $114,748 Building $409,010 |
| 2024 | $160,741 (+21.39%) Land $35,216 Building $125,525 | $482,416 (+21.44%) Land $105,690 Building $376,726 | |
| 2022 | $11,236.00 (+4.78%) Homeowner's exemption | $132,413 (+6.96%) Land $29,010 Building $103,403 | $397,239 (+6.96%) Land $87,030 Building $310,209 |
| 2021 | $10,723.00 Homeowner's exemption | $123,796 Land $27,122 Building $96,674 | $371,388 Land $81,366 Building $290,022 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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