9N905 Trail's End, Elgin, IL 60124 Property Records

Kane County property record for 9N905 Trail's End, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,510 sqft · built 1993
Lot Size0.95 acres (41,382 sqft)
Owner2 Individual Names on File
Last Sale$399,000 (Mar 2021)
Tax Bill$11,312 (2025)
Deeds & MortgagesJul 2025 Line of Credit
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-30-203-004

Property Details

APN / Parcel Number

Primary APN06-30-203-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,510 sqft Living Area
Gross Area5,020 sqft
1st Floor Area2,510 sqft
Basement Area2,510 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Lot Area41,382 sqft (0.95 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address9N905 TRAILS END
CityELGIN
StateIL
Zip60124-8450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNOBLE MANOR SUB UNIT 2 LOT 17
Legal SubdivisionNOBLE MANOR SUB
Legal Block3
Legal Lot Number17
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3018
Census Tract851913

Owner

9N905 Trail's End is owned and occupied by two individuals who bought it in March 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address9N905 TRAILS END, ELGIN, IL 60124-8450
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2025Deed of Trust, Mortgage · Line of Credit
BMO BANK NA
Mar 17, 2021Deed, Transfer · Conventional Mortgage
MIDWEST COMMUNITY BANK
Jul 23, 2020Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2021 · Amount on File
Deed SaleMar 17, 2021 · Amount on File
Deed Document Number202120911
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address9N905 TRAILS END, ELGIN, IL 60124-8450
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9N905 TRAILS END, ELGIN, IL 60124-8450

Mortgage

Document Number0000024515
DateJul 2, 2025
Instrument2025K024515
Lender
NameBMO BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 30, 2055
Interest
Rate TypeAdjustable Rate
Rate8.5%
Change FrequencyMonthly

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateMar 17, 2021
Property Address9N905 TRAILS END, ELGIN, IL 60124-8450
Document Number0000020911
Instrument DateMar 12, 2021
Instrument2021K020911
Transaction TypeTransfer
Record UpdatedMar 13, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$399.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9N905 TRAILS END, ELGIN, IL 60124-8450

Mortgage

Document Number0000020912
DateMar 17, 2021
Instrument2021K020912
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 23, 2020
Property Address9N905 TRAILS END, ELGIN, IL 60124-8450
Document Number0000040212
Instrument DateJul 1, 2020
Instrument40212
Transaction TypeTransfer
Record UpdatedAug 12, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address9N905 TRAILS END ELGIN IL 601248450, ELGIN, IL 60124-8450

Tax Assessment & Valuation

The 2025 property tax bill for 9N905 Trail's End was $11,312 with a homeowner's exemption, down 5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,312.00 (-4.99%) Homeowner's exemption$168,348 (+8.57%) Land $37,291 Building $131,057$505,246 (+8.57%) Land $111,918 Building $393,328
2024$11,906.00 Homeowner's exemption$155,059 Land $34,347 Building $120,712$465,363 Land $103,082 Building $362,281
2022$10,819.00 (+9.63%) Homeowner's exemption$127,732 (+6.96%) Land $28,294 Building $99,438$383,196 (+6.96%) Land $84,882 Building $298,314
2021$9,869.00 Homeowner's exemption$119,420 Land $26,453 Building $92,967$358,260 Land $79,359 Building $278,901

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9N905 Trail's End in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9N905 Trail's End is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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