9N611 Bowes Bend Dr, Elgin, IL 60124 Property Records

Kane County property record for 9N611 Bowes Bend Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,531 sqft · built 1985
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Trust Names on File
Last Sale	$350,000 (Jun 2022)
Tax Bill	$9,191 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-27-276-013`

Property Details

APN / Parcel Number

Primary APN	`05-27-276-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,531 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	111,078 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	9N611 BOWES BEND DR
City	ELGIN
State	IL
Zip	60124-8329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWES BEND - LOT 22
Legal Subdivision	BOWES BEND
Legal Block	1
Legal Lot Number	22
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1054
Census Tract	850709

Owner

9N611 Bowes Bend Dr is owner-occupied and held in a trust since April 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9N611 BOWES BEND DR, ELGIN, IL 60124-8329
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Intrafamily Transfer, Transfer
Jun 9, 2022	Warranty Deed, Transfer NOT AVAILABLE, CT
Apr 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Deed Document Number	202230252
Last Transfer Date	Apr 11, 2024
Transfer Doc	0000013016
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 19, 2024
Property Address	9N611 BOWES BEND DR, ELGIN, IL 60124-8329
Document Number	0000013016
Instrument Date	Apr 11, 2024
Instrument	2024K013016
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9N611 BOWES BEND DR, ELGIN, IL 60124-8329

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 9, 2022
Property Address	9N611 BOWES BEND DR, ELGIN, IL 60124-8329
Document Number	0000030252
Instrument Date	Jun 1, 2022
Instrument	2022K030252
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9N527 BOWES BEND DR, ELGIN, IL 60124-8329

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	9N611 BOWES BEND DR, ELGIN, IL 60124-8329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017794
Date	Apr 18, 2018
Instrument	2018K017794

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 9N611 Bowes Bend Dr was $9,191.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,191.00	$146,241 (+7.79%) Land $43,693 Building $102,548	$438,899 (+7.79%) Land $131,131 Building $307,767
2024		$135,672 Land $40,535 Building $95,137	$407,179 Land $121,654 Building $285,525
2022	$8,273.00 (+4.92%) Homeowner's exemption	$103,565 (+7.39%) Land $24,917 Building $78,648	$310,695 (+7.39%) Land $74,751 Building $235,944
2021	$7,885.00 Homeowner's exemption	$96,435 Land $24,072 Building $72,363	$289,305 Land $72,216 Building $217,089

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9N611 Bowes Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9N611 Bowes Bend Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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