Kane County property record for 9N547 Irwin Dr, Elgin, IL 60123 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1962 |
| Square Footage | 1,780 sqft Living Area |
| Lot Size | 18,416 sqft (0.423 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2021) |
| Tax Bill | $6,583.00 (2025) |
Source: Kane County records · APN 06-27-176-001
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9N547 IRWIN DR, ELGIN, IL 60123-6774 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 18, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FIFTH THIRD MORTGAGE CO |
| Dec 02, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Jun 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2021 · Amount on Record |
| Deed Sale | Jun 02, 2021 · Amount on Record |
| Prior Sale | Jun 23, 1998 · Amount on Record |
| Deed Doc Number | 202142191 |
| Last Transfer Date | Nov 22, 2021 |
| Transfer Doc | 0000089733 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 9N547 IRWIN DR, ELGIN, IL 60123-6774 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000048769 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 2017K048769 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Sep 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 02, 2021 |
| Property Address | 9N547 IRWIN DR, ELGIN, IL 60123-6774 |
| Document Number | 0000089733 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021K089733 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | LAKESHORE TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 9N547 IRWIN DR, ELGIN, IL 60123-6774 |
| Document Number | 0000089734 |
|---|---|
| Date | Dec 02, 2021 |
| Instrument | 2021K089734 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.24% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 02, 2021 |
| Property Address | 9N547 IRWIN DR, ELGIN, IL 60123-6774 |
| Document Number | 0000042191 |
| Map Reference | DOC 90K55267 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021K042191 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | SATURN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 FIELDCREST DR, BARTLETT, IL 60103-1388 |
| Document Number | 0000042192 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | 2021K042192 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,583.00 (+13.19%) | $96,068 (+8.57%) Land $22,201 Building $73,867 | $288,319 (+8.57%) Land $66,630 Building $221,690 |
| 2024 | $88,485 (+21.4%) Land $20,449 Building $68,036 | $265,561 (+21.44%) Land $61,372 Building $204,190 | |
| 2022 | $5,816.00 (+5.65%) | $72,890 (+6.96%) Land $16,845 Building $56,045 | $218,670 (+6.96%) Land $50,535 Building $168,135 |
| 2021 | $5,505.00 | $68,147 Land $15,749 Building $52,398 | $204,441 Land $47,247 Building $157,194 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-27-176-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,780 sqft Living Area |
| 1st Floor | 1,780 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 18,416 sqft (0.423 acres) |
| Lot Width | 116 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Street Address | 9N547 IRWIN DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6774 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELGIN ESTATES UNIT 1 LOT 16 |
| Legal Subdivision | ELGIN ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 851908 |
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