Kane County property record for 9N521 Irwin Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,118 sqft · built 1960 |
| Lot Size | 0.43 acres (18,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Sep 2017) |
| Tax Bill | $5,653 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-27-176-003 |
| Primary APN | 06-27-176-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| Gross Area | 2,236 sqft |
| 1st Floor Area | 1,118 sqft |
| Basement Area | 1,118 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 18,749 sqft (0.43 acres) |
| Lot Width | 55 ft Width |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 9N521 IRWIN DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELGIN ESTATES UNIT 1 LOT 18 |
| Legal Subdivision | ELGIN ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 851908 |
Source: Kane County records · APN 06-27-176-003
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9N521 IRWIN DR, ELGIN, IL 60123-6774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 04, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 28, 2017 | Grant Deed, Foreclosure · FHA Mortgage MORTGAGE LENDERS/AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2017 · Amount on Record |
| Deed Sale | Sep 28, 2017 · Amount on Record |
| Deed Document Number | 201751027 |
| Prior Transfer Date | Feb 21, 2001 |
| Prior Transfer Doc | 0000020256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 9N521 IRWIN DR, ELGIN, IL 60123-6774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000066814 |
|---|---|
| Date | Nov 04, 2020 |
| Instrument | 2020K066814 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 28, 2017 |
| Property Address | 9N521 IRWIN DR, ELGIN, IL 60123-6774 |
| Document Number | 0000051027 |
| Instrument Date | Sep 06, 2017 |
| Instrument | 51027 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 27, 2017 |
| Title Company | GREATER METROPOLITAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9 N 521 IRVINE DR ELGIN IL 60123, ELGIN, IL 60123 |
| Document Number | 51028 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 51028 |
| Name | MORTGAGE LENDERS/AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,653.00 (+0.86%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $92,569 (+21.39%) Land $20,262 Building $72,307 | $277,818 (+21.44%) Land $60,810 Building $217,008 | |
| 2022 | $5,605.00 (+6.28%) Homeowner's exemption | $76,255 (+6.96%) Land $16,691 Building $59,564 | $228,765 (+6.96%) Land $50,073 Building $178,692 |
| 2021 | $5,274.00 Homeowner's exemption | $71,293 Land $15,605 Building $55,688 | $213,879 Land $46,815 Building $167,064 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 336 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-ROLLINS private · serves 231 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Copper | 1.41 mg/L (2019–2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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