Howard County property record for 9998 Herding Row, Columbia, MD 21046
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,932 sqft · built 1979 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Jun 2023) |
| Tax Bill | $6,100 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-137782 |
| Primary APN | 16-137782 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 137782 |
|---|---|
| Street Address | 9998 HERDING ROW |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 135 7,000 SQ' 9998 HERDING ROW VIL KINGS CONTRIV S1 A1 |
| Legal Subdivision | VILLAGE KINGS CONTRIVANCE |
| Legal Lot Number | 135 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606701 |
9998 Herding Row is owned and occupied by two individuals who bought it in June 2023.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9998 HERDING ROW, COLUMBIA, MD 21046-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2023 | Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNISON AGREEMENT CORP |
| Jul 26, 2017 | Deed of Trust, Mortgage · Conventional with PMI NATIONSTAR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2023 · Amount on File |
| Deed Sale | Jun 26, 2023 · Amount on File |
| Prior Sale | Aug 22, 2000 · Amount on File |
| Deed Book / Page | 22023 / 278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 26, 2023 |
| Property Address | 9998 HERDING ROW, COLUMBIA, MD 21046-1321 |
| Document Number | 0220230278 |
| Book / Page | 22023 / 278 |
| Map Reference | MB 3581 PL 3750 |
| Instrument Date | Oct 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9998 HERDING ROW, COLUMBIA, MD 21046-1321 |
| Document Number | 0022023286 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 22023/286 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.24% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9998 HERDING ROW, COLUMBIA, MD 21046-1321 |
| Document Number | 0190790324 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9998 HERDING ROW COLUMBIA MD 210461321, COLUMBIA, MD 21046-1321 |
| Document Number | 0190790324 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 019079/000324 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9998 HERDING ROW, COLUMBIA, MD 21046-1321 |
| Document Number | 0177300335 |
| Book / Page | 017730 / 000335 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2017 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9998 HERDING ROW COLUMBIA MD 210461321, COLUMBIA, MD 21046-1321 |
| Document Number | 0177300335 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 017730/000335 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2047 |
The 2026 property tax bill for 9998 Herding Row was $6,100 with a homeowner's exemption, down 12.3% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,100.00 (-12.27%) Homeowner's exemption | $561,100 (+10.54%) Land $224,000 Building $337,100 | $561,100 (-) Land $224,000 Building $337,100 |
| 2025 | $6,953.00 Homeowner's exemption | $507,600 | $561,100 Land $224,000 Building $337,100 |
| 2023 | $400,600 (+1.78%) Land $194,000 Building $206,600 | $400,600 (-) Land $194,000 Building $206,600 | |
| 2022 | $4,431.00 Homeowner's exemption | $393,600 | $400,600 Land $194,000 Building $206,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9998 Herding Row in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9998 Herding Row is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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