Howard County property record for 10006 Herding Row, Columbia, MD 21046
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,548 sqft · built 1978 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Sep 2021) |
| Tax Bill | $6,630 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-137804 |
| Primary APN | 16-137804 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,548 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Type | Built-in |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 137804 |
|---|---|
| Street Address | 10006 HERDING ROW |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 137 6,500 SQ' 10006 HERDING ROW VIL KINGS CONTRIV S1 A1 |
| Legal Subdivision | VILLAGE KINGS CONTRIVANCE |
| Legal Lot Number | 137 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606701 |
10006 Herding Row is owned and occupied by two individuals who bought it in September 2021.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10006 HERDING ROW, COLUMBIA, MD 21046-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE X HOME LOANS INC |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE X HOME LOANS INC |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE X HOME LOANS INC |
| Sep 30, 2021 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE X HM LNS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on File |
| Deed Sale | Sep 30, 2021 · Amount on File |
| Prior Sale | May 29, 2008 · Amount on File |
| Deed Book / Page | 20966 / 101 |
| Transfer Doc | 0083820374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10006 HERDING ROW, COLUMBIA, MD 21046-1322 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0189720472 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 18972/472 |
| Name | MORTGAGE X HOME LOANS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | RESTON, VA 20190 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10006 HERDING ROW, COLUMBIA, MD 21046-1322 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0200600153 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 20060/153 |
| Name | MORTGAGE X HOME LOANS INC |
|---|---|
| Address | RESTON, VA 20190 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 227 Months |
| Due | Nov 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10006 HERDING ROW, COLUMBIA, MD 21046-1322 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0200070430 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 20007/430 |
| Name | MORTGAGE X HOME LOANS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | RESTON, VA 20190 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 227 Months |
| Due | Nov 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 30, 2021 |
| Property Address | 10006 HERDING ROW, COLUMBIA, MD 21046-1322 |
| Document Number | 0209660101 |
| Book / Page | 20966 / 101 |
| Map Reference | PL CMP 3581 |
| Instrument Date | Aug 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4903 EDGEMOOR LN APT 612, 4903, BETHESDA, MD 20814-5348 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10006 HERDING ROW, COLUMBIA, MD 21046-1322 |
| Document Number | 20966106 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 20966/106 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10006 HERDING ROW, COLUMBIA, MD 21046-1322 |
| Document Number | 0189720472 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 10006 HERDING ROW COLUMBIA MD 210461322, COLUMBIA, MD 21046-1322 |
| Document Number | 0189720472 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 018972/000472 |
| Name | MORTGAGE X HM LNS INC |
|---|---|
| Address | RESTON, VA 20190 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 12, 2040 |
The 2026 property tax bill for 10006 Herding Row was $6,630 with a homeowner's exemption, down 1.3% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,630.00 (-1.28%) Homeowner's exemption | $485,500 (+7.09%) Land $221,700 Building $263,800 | $485,500 (-) Land $221,700 Building $263,800 |
| 2025 | $6,716.00 (+4.94%) Homeowner's exemption | $453,367 | $485,500 Land $221,700 Building $263,800 |
| 2024 | $6,400.00 | ||
| 2023 | $389,100 Land $191,700 Building $197,400 | $389,100 Land $191,700 Building $197,400 | |
| 2022 | $4,227.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10006 Herding Row in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10006 Herding Row is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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