999 Capitol Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 999 Capitol Ave, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1980
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$118,500 (Oct 2019)
Tax Bill	$2,441 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-01-247.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-01-247.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,080 sqft Finished Area

Exterior

Year Built	Built 1980
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0161001247.00
Street Address	999 CAPITOL AVE
City	ELSMERE
State	KY
Zip	41018-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH ERLANGER LOT 999-1000-1001
Legal Subdivision	SOUTH ERLANGER
Legal Phase	1
Legal Lot Number	999-100 1000
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1009
Census Tract	65600

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	999 CAPITOL AVE, ELSMERE, KY 41018-2408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Oct 2, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC
May 7, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Prior Sale	May 7, 2018 · Amount on Record
Deed Document Number	0006767228
Deed Book / Page	6767 / 228
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	999 CAPITOL AVE, ELSMERE, KY 41018-2408
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900157
Date	Mar 18, 2021
Book Page	185/853
Instrument	21031805900157

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 2, 2019
Property Address	999 CAPITOL AVE, ELSMERE, KY 41018-2408
Document Number	0000000222
Book / Page	0C6767 / 000228
Instrument Date	Sep 30, 2019
Instrument	222
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$118.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 CAPITOL AVE ELSMERE KY 410182408, ELSMERE, KY 41018-2408

Mortgage

Document Number	223
Date	Oct 2, 2019
Book Page	0C6767/000231
Instrument	223

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Mortgage

Document Number	224,
Date	Oct 2, 2019
Book Page	0C6767/000245
Instrument	224

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2029

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	May 7, 2018
Property Address	999 CAPITOL AVE, ELSMERE, KY 41018-2408
Document Number	0000000016
Book / Page	0C6405 / 000166
Instrument Date	Feb 20, 2018
Instrument	16
Transaction Type	Transfer
Record Updated	May 15, 2018

Transaction

Amount	Amount Recorded
Tax	$39.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	723 TOWER PL COVINGTON KY 410113941, COVINGTON, KY 41011-3941

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,441.00 (+1.37%)	$160,700 (-) Land $25,000 Building $135,700	$160,700 (-) Land $25,000 Building $135,700
2023	$2,408.00	$160,700 Land $25,000 Building $135,700	$160,700 Land $25,000 Building $135,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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