998 Capitol Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 998 Capitol Ave, Elsmere, KY 41018

Property Summary

Property Type	Other Improved
Details	3,850 sqft · built 1982
Lot Size	0.239 acres (10,418 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Aug 2020)
Tax Bill	$2,946 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-01-225.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-01-225.00`

Interior

Units	8 Units
Stories	2 Stories
Building Area	3,850 sqft Finished Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	10,418 sqft (0.239 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	998 CAPITOL AVE
City	ELSMERE
State	KY
Zip	41018-2468
Property Category	Other
Property Type	Other > Other Improved
Legal Description	SOUTH ERLANGER LOTS 1019-1020-1021 75'X 125' IRREG
Legal Subdivision	SOUTH ERLANGER
Legal Phase	1
Legal Lot Number	1019-10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3016
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8211 N DILCREST CIR, FLORENCE, KY 41042-9631
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ARCHOME LLC
Apr 1, 2021	Warranty Deed, Transfer
Oct 9, 2020	Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK
Aug 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Jun 5, 2014 · Amount on Record
Deed Document Number	20205900209
Deed Book / Page	40 / 396
Prior Transfer Date	Aug 14, 2014
Prior Transfer Doc	0005900239
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	May 19, 2026
Property Address	998 CAPITOL AVE, ELSMERE, KY 41018-2468
Document Number	0000010481
Book / Page	434 / 357
Instrument Date	May 14, 2026
Instrument	202610481
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	360 AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8211 N DILCREST CIR, FLORENCE, KY 41042-9631

Mortgage

Document Number	0000010482,
Date	May 19, 2026
Instrument	2026051910482

Lender

Name	ARCHOME LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 1, 2021
Property Address	998 CAPITOL AVE, ELSMERE, KY 41018-2468
Document Number	0005900237
Book / Page	81 / 819
Map Reference	MB 64 PG 640
Instrument Date	Mar 4, 2021
Instrument	21040105900237
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6644 VAN GORDON RD, 6644, LIBERTY TWP, OH 45011-9725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6644 VAN GORDON RD, LIBERTY TWP, OH 45011-9725

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	998 CAPITOL AVE, ELSMERE, KY 41018-2468
Document Number	0000000085
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	998 CAPITOL AVE ELSMERE KY 410182468, ELSMERE, KY 41018-2468

Mortgage

Document Number	0000000085
Date	Oct 14, 2020
Book Page	00M111/000781
Instrument	85

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 13, 2040

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 28, 2020
Property Address	998 CAPITOL AVE, ELSMERE, KY 41018-2468
Document Number	0000000209
Book / Page	000040 / 000396
Instrument Date	Aug 24, 2020
Instrument	209
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$194.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	998 CAPITOL AVE ELSMERE KY 410182468, ELSMERE, KY 41018-2468

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,000 (-) Land $30,000 Building $164,000	$194,000 (-) Land $30,000 Building $164,000
2025	$2,946.00 (+1.31%)	$194,000 (-) Land $30,000 Building $164,000	$194,000 (-) Land $30,000 Building $164,000
2023	$2,908.00	$194,000 Land $30,000 Building $164,000	$194,000 Land $30,000 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Capitol Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures