Ravalli County property record for 999 Bear Creek Trl, Victor, MT 59875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,382 sqft · built 1983 |
| Lot Size | 5.26 acres (229,126 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $798,000 (Jun 2022) |
| Tax Bill | $3,118 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1341755 |
| Primary APN | R1341755 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Attic | Attic |
| Attic Area | 230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 229,126 sqft (5.26 acres) |
| Garage Type | Mixed |
| Garage Area | 1,204 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000932200 |
|---|---|
| Street Address | 999 BEAR CREEK TRL |
| City | VICTOR |
| State | MT |
| Zip | 59875-9664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S09, T07 N, R21 W, ACRES 5.26, IN SENE INDEX 21 CS #1791 PARCEL B |
| Legal Range | 21W |
| Legal Township | 07N |
| Legal Section | 09 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 1791 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | VICTOR |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 300 |
999 Bear Creek Trl is owned and occupied by two individuals who bought it in June 2022.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 999 BEAR CREEK TRL, VICTOR, MT 59875-9664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK |
| Jan 31, 2024 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on File |
| Deed Sale | Jun 17, 2022 · Amount on File |
| Deed Document Number | 2022776912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | May 4, 2026 |
| Property Address | 999 BEAR CREEK TRL, VICTOR, MT 59875-9664 |
| Document Number | 0000814977 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026814977 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 999 BEAR CREEK TRL, VICTOR, MT 59875-9664 |
| Investor | Possibly a Property Investor |
| Document Number | 0000814977, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026814977 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Jan 31, 2024 |
| Property Address | 999 BEAR CREEK TRL, VICTOR, MT 59875-9664 |
| Document Number | 0000793555 |
| Instrument Date | Jan 25, 2024 |
| Instrument | 793555 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 248, ROCK HILL, NY 12775-0248 |
| Document Number | 0000793549 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 793549 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
The 2026 property tax bill for 999 Bear Creek Trl was $3,118, up 8.7% from the year before.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Victor K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,118.00 (+8.68%) | $870,200 (-) | |
| 2025 | $2,869.00 | $870,200 | $870,200 Land $324,840 Building $545,360 |
| 2023 | $3,578.00 | $646,800 | $646,800 Land $171,314 Building $475,486 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 999 Bear Creek Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 999 Bear Creek Trl is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 95% of Montana |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| CenturyLink DSL | 60 / 5 |
May also be available: Grizzly Broadband.
4G LTE (outdoors only), no 5G reported
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