Okeechobee County property record for 9988 NE 120th St, Okeechobee, FL 34972
| Property Type | Mobile Home |
|---|---|
| Details | 1,755 sqft · built 1989 |
| Lot Size | 10 acres (438,214 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,369 (2025) |
| Deeds & Mortgages | May 2026 Sale Mar 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-10-36-36-0A00-00008-B000 |
| Primary APN | 1-10-36-36-0A00-00008-B000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,755 sqft Living Area |
| Gross Area | 2,602 sqft |
| 1st Floor Area | 1,755 sqft |
| Flooring | Plywood |
| Interior Walls | Unfinished |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 438,214 sqft (10 acres) |
| Garage Type | Carport |
| Garage Area | 475 sqft |
| Carport | Carport |
| Carport Area | 475 sqft |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9988 NE 120TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-7453 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BEING A PARCEL OF LAND LYING IN A PORTION OF THE N1/2 OF THE S1/2 OF SECTION 10, TOWNSHIP 36 SOUTH, RANGE 36 EAST, OKEECHOBEE COUNTY, FLORIDA AND BEING FURTHER BOUNDED AND DESCRIBED AS FOLLOWS: COMMENCE AT THE NORTHWEST CORNER OF SECTION 10, THENCE A |
| Legal Range | 36E |
| Legal Township | 36S |
| Legal Section | 10 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | NORTH OKEECHOBEE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 910101 |
9988 NE 120th St, a mobile home, is owned and occupied by two individuals who acquired it in June 2017.
Source: Okeechobee County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 SW 21ST ST, OKEECHOBEE, FL 34974-3414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Affidavit, Transfer |
| Mar 17, 2026 | Intrafamily Transfer, Transfer |
| Nov 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MERLE JR PHILLIPS |
| Jun 13, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage PAMELA S HARDY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 13, 2017 |
| Transfer Doc | 0007911925 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | May 21, 2026 |
| Property Address | 9988 NE 120TH ST, OKEECHOBEE, FL 34972-7453 |
| Document Number | 0000005785 |
| Instrument Date | May 20, 2026 |
| Instrument | 20265785 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 SW 21ST ST, OKEECHOBEE, FL 34974-3414 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Mar 17, 2026 |
| Property Address | 9988 NE 120TH ST, OKEECHOBEE, FL 34972-7453 |
| Document Number | 0000002965 |
| Instrument Date | Mar 15, 2026 |
| Instrument | 2026002965 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9988 NE 120TH ST, OKEECHOBEE, FL 34972-7453 |
| Name | Verified Name |
|---|---|
| Address | 520 SW 21ST ST, OKEECHOBEE, FL 34974-3414 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 9988 NE 120TH ST, OKEECHOBEE, FL 34972-7453 |
| Document Number | 0008160833 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Title Company | OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 9988 NE 120TH ST OKEECHOBEE FL 349727453, OKEECHOBEE, FL 34972-7453 |
| Document Number | 0008160833 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 000816/000833 |
| Instrument | 13826 |
| Name | MERLE JR PHILLIPS |
|---|---|
| Address | 1452 SW 18TH TER, OKEECHOBEE, FL 34974-4831 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 8% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jun 13, 2017 |
| Property Address | 9988 NE 120TH ST, OKEECHOBEE, FL 34972-7453 |
| Document Number | 0007911925 |
| Book / Page | 000791 / 001925 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 6018 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9988 NE 120TH ST OKEECHOBEE FL 349727453, OKEECHOBEE, FL 34972-7453 |
| Document Number | 7911928 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 000791/001928 |
| Instrument | 6019 |
| Name | PAMELA S HARDY |
|---|---|
| Address | 17165 US HIGHWAY 98 N, OKEECHOBEE, FL 34972-0406 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 12, 2018 |
The 2025 property tax bill for 9988 NE 120th St was $1,369 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,369.00 Homeowner's exemption | $88,357 | $262,351 Land $163,165 Building $99,186 |
| 2023 | $1,241.00 (+12.51%) Homeowner's exemption | $83,366 (+3%) | $279,790 (+30.9%) Land $176,020 Building $103,770 |
| 2022 | $1,103.00 Homeowner's exemption | $80,938 | $213,750 Land $127,720 Building $86,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9988 NE 120th St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 8 (2004–2024) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9988 NE 120th St is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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