9984 NE 120th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 9984 NE 120th St, Okeechobee, FL 34972

Property Summary

Property TypePasture
Details3 bd · 2 ba · 1,838 sqft · built 2007
Lot Size14.8 acres (648,173 sqft)
Owner2 Individual Names on File
Last Sale$499,000 (Aug 2023)
Tax Bill$1,102 (2025)
Deeds & MortgagesMar 2026 Mortgage
Aug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1-10-36-36-0A00-00008-A000

Property Details

APN / Parcel Number

Primary APN1-10-36-36-0A00-00008-A000
Alternative APN
  • R11036360A0000008A000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Units5 Units
Stories1 Story
Building Area1,838 sqft Gross Area
1st Floor Area1,245 sqft
FlooringEarth/Dirt
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeFlat
Roof MaterialMetal
Lot Area648,173 sqft (14.8 acres)
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address9984 NE 120TH ST
CityOKEECHOBEE
StateFL
Zip34972-7453
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Pasture
Legal DescriptionA PARCEL OF LAND LYING IN THE NORTHEAST ONE-QUARTER (NE 1/4) OF THE SOUTHWEST ONE-QUARTER (SW 1/4) OF SECTION 10, TOWNSHIP 36 SOUTH, RANGE 36 EAST, OKEECHOBEE COUNTY, FLORIDA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCE AT THE NORTHWEST
Legal Range36E
Legal Township36S
Legal Section10
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group1
Census Block1027
Census Tract910101

Owner

9984 NE 120th St, an agricultural property, is owned by two individuals who bought it in August 2023.

Source: Okeechobee County records, as of April 9, 2026

Owner of Record2 Individual Names on File
Mailing Address9984 NE 120TH ST, OKEECHOBEE, FL 34972-7453
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 7, 2023Warranty Deed, Transfer · FHA Mortgage
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2023 · Amount on File
Deed SaleAug 7, 2023 · Amount on File
Prior SaleSep 28, 2005 · Amount on File
Deed Document Number20239325
Prior Transfer DateAug 20, 2009
Prior Transfer Doc0006750990
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address9984 NE 120TH ST, OKEECHOBEE, FL 34972-7453
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9984 NE 120TH ST, OKEECHOBEE, FL 34972-7453

Mortgage

Document Number0000002330
DateMar 2, 2026
Instrument2026002330
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2056

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 7, 2023
Property Address9984 NE 120TH ST, OKEECHOBEE, FL 34972-7453
Document Number0000009325
Instrument DateJul 28, 2023
Instrument2023009325
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,493.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9984 NE 120TH ST, OKEECHOBEE, FL 34972-7453

Transferred To (Grantee/Buyer)

NameVerified Name
Address9984 NE 120TH ST, OKEECHOBEE, FL 34972-7453

Mortgage

Document Number0000009326
DateAug 7, 2023
Instrument2023009326
Lender
NameMIDFLORIDA CU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 9984 NE 120th St was $1,102.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,102.00$58,282$360,254 Land $207,085 Building $153,169
2023$1,375.00 (+11.34%) Homeowner's exemption$92,986 (+2.91%) Land $25,424 Building $67,562$378,692 (+27.11%) Land $224,859 Building $153,833
2022$1,235.00 Homeowner's exemption$90,357 Land $22,424 Building $67,933$297,929 Land $162,504 Building $135,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9984 NE 120th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 53 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims8 (2004–2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9984 NE 120th St is high, ranking above 76% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 64% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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