9987 Downing St, Semmes, AL 36575 Property Records

Mobile County property record for 9987 Downing St, Semmes, AL 36575 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,506 sqft · built 1991
OwnerIndividual Name on File
Last Sale$209,000 (May 2025)
Tax Bill$669 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022405210002098

Property Details

APN / Parcel Number

Primary APNR022405210002098
Alternative APNs
  • 24 05 21 0 002 098.XXX
  • 00364224
  • 364224

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,506 sqft Living Area
1st Floor Area1,506 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
PorchOpen Porch
Porch Area210 sqft
Utility Building480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number364224
Old Parcel NumberR022405210002098
Street Address9987 DOWNING ST
CitySEMMES
StateAL
Zip36575-6131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 58 CHURCHILL DOWNS SECOND UNIT MBK 24/84 #SEC 21 T3S R3W #MP24 05 21 0 002
Legal Range03W
Legal Township03S
Legal Section21
Legal SubdivisionCHURCHILL DOWNS SECOND
Legal Lot Number58
JurisdictionMOBILE AL
Township / Civil DivisionSEMMES
Census Block Group2
Census Block2014
Census Tract6303

Owner

Source: Mobile County records · APN R022405210002098

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address9987 DOWNING ST, SEMMES, AL 36575-6131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 26, 2018Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 09, 2025 · Amount on Record
Deed SaleMay 09, 2025 · Amount on Record
Prior SaleNov 26, 2018 · Amount on Record
Deed Document Number2025029260
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address9987 DOWNING ST, SEMMES, AL 36575-6131
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010053
DateFeb 18, 2021
Instrument2021010053
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueDec 01, 2048

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateNov 26, 2018
Property Address9987 DOWNING ST, SEMMES, AL 36575-6131
Document Number0000065948
Map ReferenceMB 24 PG 84
Instrument DateOct 29, 2018
Instrument2018065948
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyTITLE SOURCE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1644 CANCHOLA LN, 1644, LEAGUE CITY, TX 77573-7132

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address9987 DOWNING ST, SEMMES, AL 36575-6131

Mortgage

Document Number0000065949
DateNov 26, 2018
Instrument2018065949
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$669.00 (-12.66%) Homeowner's exemption$15,170 (-11.65%) Land $3,000 Building $12,170$151,700 (-11.65%) Land $30,000 Building $121,700
2024$766.00 (+8.96%) Homeowner's exemption$17,170 (+8.19%) Land $2,500 Building $14,670$171,700 (+8.19%) Land $25,000 Building $146,700
2023$703.00 Homeowner's exemption$15,870 Land $2,120 Building $13,750$158,700 Land $21,200 Building $137,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970063032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · above 80% of Alabama
Wildfire LikelihoodAbout 1 in 469 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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