10003 Downing St, Semmes, AL 36575 Property Records

Mobile County property record for 10003 Downing St, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1984
Owner	Individual Name on Record
Last Sale	$125,000 (Dec 2025)
Tax Bill	$1,185 (2025)
Deeds & Mortgages	Dec 2025 Sale Sep 2025 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R022405210002097`

Property Details

APN / Parcel Number

Primary APN	`R022405210002097`
Alternative APNs	`24 05 21 0 002 097.XXX` `00364215` `364215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	364215
Old Parcel Number	R022405210002097
Street Address	10003 DOWNING ST
City	SEMMES
State	AL
Zip	36575-6133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 CHURCHILL DOWN 2ND UNIT MBK 24 P 84 #SEC 21 T3S R3W #MP24 05 21 0 002
Legal Range	03W
Legal Township	03S
Legal Section	21
Legal Subdivision	CHURCHILL DOWN 2ND
Legal Lot Number	59
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	2
Census Block	2014
Census Tract	6303

Owner

Source: Mobile County records, as of January 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8125 DOUBLE BRANCH WAY, SEMMES, AL 36575-4555
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Special Warranty Deed, Transfer UNKNOWN, TOWNSGATE CLOSING SVCS LLC
Sep 23, 2025	Foreclosure
Sep 27, 2021	Warranty Deed, Transfer · USDA Mortgage LOWER LLC
Apr 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FAMILY SECURITY CU
Dec 30, 2020	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Sep 23, 2025 · Amount on Record
Deed Document Number	2025074751
Record Updated	Jun 8, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 22, 2025
Property Address	10003 DOWNING ST, SEMMES, AL 36575-6133
Document Number	0000074751
Map Reference	MB 24 PG 84
Instrument Date	Dec 10, 2025
Instrument	2025074751
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	UNKNOWN, TOWNSGATE CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8125 DOUBLE BRANCH WAY, SEMMES, AL 36575-4555

September 2025: Foreclosure

Document Type	Foreclosure
Jurisdiction	MOBILE AL
Recording Date	Sep 23, 2025
Property Address	10003 DOWNING ST, SEMMES, AL 36575-6133
Document Number	0000057693
Map Reference	MB 24 PG 84
Instrument Date	Sep 22, 2025
Instrument	2025057693
Transaction Type	Foreclosure
Record Updated	Oct 3, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10003 DOWNING ST, SEMMES, AL 36575-6133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 TOWNSGATE RD, WESTLAKE VILLAGE, CA 91361-3027

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 27, 2021
Property Address	10003 DOWNING ST, SEMMES, AL 36575-6133
Document Number	0000063890
Map Reference	MB 24 PG 84
Instrument Date	Sep 23, 2021
Instrument	2021063890
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10003 DOWNING ST, SEMMES, AL 36575-6133

Mortgage

Document Number	0000063891
Date	Sep 27, 2021
Instrument	2021063891

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 15, 2021
Property Address	10003 DOWNING ST, SEMMES, AL 36575-6133
Document Number	0000023795
Map Reference	MB 24 PG 84
Instrument Date	Apr 5, 2021
Instrument	2021023795
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10695 SKI CHASTE LN, AXIS, AL 36505-4206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10003 DOWNING ST, SEMMES, AL 36575-6133

Mortgage

Document Number	0000023796
Date	Apr 15, 2021
Instrument	2021023796

Lender

Name	FAMILY SECURITY CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	MOBILE AL
Recording Date	Dec 30, 2020
Property Address	10003 DOWNING ST, SEMMES, AL 36575-6133
Document Number	0000079740
Instrument Date	Dec 23, 2020
Instrument	79740
Transaction Type	Foreclosure
Record Updated	Jan 27, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$86.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10695 SKI CHASTE LN AXIS AL 365054206, AXIS, AL 36505-4206

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,185.00 (-11.04%)	$24,440 (+77.87%) Land $6,000 Building $18,440	$122,200 (-11.06%) Land $30,000 Building $92,200
2024	$1,332.00 (+6.39%)	$13,740 (+6.43%) Land $2,500 Building $11,240	$137,400 (+6.43%) Land $25,000 Building $112,400
2023	$1,252.00 (+15.29%)	$12,910 (+15.27%) Land $2,120 Building $10,790	$129,100 (+15.27%) Land $21,200 Building $107,900
2022	$1,086.00	$11,200 Land $2,100 Building $9,100	$112,000 Land $21,000 Building $91,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Nearby Properties on Downing St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures