Saginaw County property record for 9984 Garner Ln, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,177 sqft · built 2018 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Feb 2017) |
| Tax Bill | $2,236 (2025) |
| Deeds & Mortgages | Jan 2018 Construction Loan Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-15-2147-000 |
| Primary APN | 29-13-3-15-2147-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,177 sqft Living Area |
| 1st Floor Area | 2,177 sqft |
| Basement Area | 2,177 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 158 ft deep x 130 ft wide |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 9984 GARNER LN |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1-AGRI |
| Legal Description | LOT 47 GARNER PLACE SUBDIVISION NO 1 SEC 15 T13N R3E ***NEW # SPLIT FROM PARENTS 2001-000 003 004 005 & 014 ***1/21/04 |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 15 |
| Legal Subdivision | PLACE SUBDIVISION |
| Legal Lot Number | 47 |
| Legal Unit | 47 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 10101 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9984 GARNER LN, FREELAND, MI 48623-8923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage CHEMICAL BK |
| Feb 10, 2017 | Warranty Deed, Transfer DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2017 · Amount on Record |
| Deed Sale | Feb 10, 2017 · Amount on Record |
| Deed Document Number | 20173318 |
| Deed Book / Page | 30 / 26 |
| Record Updated | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 4, 2018 |
| Property Address | 9984 GARNER LN, FREELAND, MI 48623-8923 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 284 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8240 TAUNTON PL SPRINGFIELD VA 221522427, SPRINGFIELD, VA 22152-2427 |
| Document Number | 0000000284 |
|---|---|
| Date | Jan 4, 2018 |
| Instrument | 284 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 3, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 10, 2017 |
| Property Address | 9984 GARNER LN, FREELAND, MI 48623-8923 |
| Document Number | 0000003318 |
| Book / Page | 002889 / 000447 |
| Instrument Date | Feb 6, 2017 |
| Instrument | 3318 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2017 |
| Title Company | DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8240 TAUTUM PL SPRINGFIELD VA 22152, SPRINGFIELD, VA 22152 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,200 (+13.77%) | $550,400 (+13.77%) | |
| 2025 | $2,236.00 (-62.58%) Homeowner's exemption | ||
| 2023 | $241,900 | $483,800 | |
| 2022 | $5,975.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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