Saginaw County property record for 9953 Garner Ln, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,588 sqft · built 2005 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $42,500 (Apr 2005) |
| Tax Bill | $6,996 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-15-2103-000 |
| Primary APN | 29-13-3-15-2103-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,588 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Basement Area | 1,656 sqft |
| Unfinished Basement | 1,656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 240 ft deep x 125 ft wide |
| Garage Area | 1,820 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 450 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 9953 GARNER LN |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1-AGRI |
| Legal Description | LOT 3 GARNER PLACE SUBDIVISION NO 1 SEC 15 T13N R3E ***NEW # SPLIT FROM PARENTS 2001-000 003 004 005 & 014 ***1/21/04 |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 15 |
| Legal Subdivision | PLACE SUBDIVISION |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10101 |
9953 Garner Ln is owner-occupied and held in a trust since March 2026.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9953 GARNER LN, FREELAND, MI 48623-8923 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2005 · Amount on File |
| Deed Sale | Apr 11, 2005 · Amount on File |
| Prior Sale | Mar 22, 2005 · Amount on File |
| Deed Document Number | 20057253130 |
| Deed Book / Page | 2296 / 1892 |
| Last Transfer Date | Mar 23, 2026 |
| Transfer Doc | 0000006114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 25, 2026 |
| Property Address | 9953 GARNER LN, FREELAND, MI 48623-8923 |
| Document Number | 0000006114 |
| Map Reference | LB 30 PG 26 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 2026006114 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9953 GARNER LN, FREELAND, MI 48623-8923 |
| Name | Verified Name |
|---|---|
| Address | 9953 GARNER LN, FREELAND, MI 48623-8923 |
The 2025 property tax bill for 9953 Garner Ln was $6,996 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,600 (+8.25%) | $509,200 (+8.25%) | |
| 2025 | $6,996.00 Homeowner's exemption | $235,200 | $470,400 |
| 2023 | $225,700 | $451,400 | |
| 2022 | $5,569.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9953 Garner Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9953 Garner Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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