Frederick County property record for 9981 Harvest Dr, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 936 sqft · built 1980 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $620 (2024) |
| Deeds & Mortgages | Oct 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-402725 |
| Primary APN | 20-402725 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 402725 |
|---|---|
| Street Address | 9981 HARVEST DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 101 BLK B SECT 5 0.399 ACRE HARVEST DRIVE |
| Legal Subdivision | CRESTVIEW ESTATES |
| Legal Block | B |
| Legal Lot Number | 101 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 20, LEWISTOWN |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 751302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
9981 Harvest Dr is owned and occupied by an individual who acquired it in February 1999.
Source: Frederick County records, as of August 4, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9981 HARVEST DR, FREDERICK, MD 21702-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 1999 |
| Deed Sale | Feb 3, 1999 |
| Prior Sale | Mar 30, 1989 · Amount on File |
| Deed Document Number | 1999653 |
| Deed Book / Page | 2534 / 441 |
| Transfer Doc | 0025340441 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9981 HARVEST DR, FREDERICK, MD 21702-1819 |
| Document Number | 0120050019 |
| Book / Page | 012005 / 000019 |
| Instrument Date | Oct 6, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Name | Verified Name |
|---|---|
| Address | 9981 HARVEST DR FREDERICK MD 217021819, FREDERICK, MD 21702-1819 |
| Document Number | 0120050019 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 012005/000019 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $244,200 Land $94,500 Building $149,700 | $244,200 Land $94,500 Building $149,700 | |
| 2024 | $620.00 (+40.59%) | ||
| 2023 | $441.00 Homeowner's exemption | $211,600 | $244,200 Land $94,500 Building $149,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9981 Harvest Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2003–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9981 Harvest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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