9982 Grotto Dr, Laredo, TX 78045 Property Records

Webb County property record for 9982 Grotto Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Lot Size	0.184 acres (7,998 sqft)
Owner	Individual Name on Record
Last Sale	$292,542 (Feb 2026)
Tax Bill	$160 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`983-84009-730`

Property Details

APN / Parcel Number

Primary APN	`983-84009-730`
Alternative APN	`800780`

Interior

Stories	1 Story
Building Area	1,521 sqft Living Area
Gross Area	2,025 sqft
1st Floor Area	1,521 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,998 sqft (0.184 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Open Porch

Location & Zoning

Street Address	9982 GROTTO DR
City	LAREDO
State	TX
Zip	78045-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AQUERO SUBD. PHASE VI BLK 9 LOT 73
Legal Subdivision	AQUERO SUBD. PHASE VI
Legal Block	9
Legal Lot Number	73
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3017
Census Tract	1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9982 GROTTO DR, LAREDO, TX 78045-2267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HOUSING CORPORATI
Feb 25, 2026	Vendor's Lien, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Apr 29, 2025 · Amount on Record
Deed Document Number	20261580651
Deed Book / Page	5991 / 204
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	9982 GROTTO DR, LAREDO, TX 78045-2267
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9982 GROTTO DR, LAREDO, TX 78045-2267

Mortgage

Document Number	005991/230
Date	Feb 25, 2026
Book Page	5991/230
Instrument	1580653

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORPORATI
Type	Non-Lending Institution
Address	6701 SHIRLEY AVE, AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 24, 2029

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 25, 2026
Property Address	9982 GROTTO DR, LAREDO, TX 78045-2267
Document Number	005991/204
Book / Page	5991 / 204
Map Reference	VOL 40 PG 26
Instrument Date	Feb 24, 2026
Instrument	1580651
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9982 GROTTO DR, LAREDO, TX 78045-2267

Mortgage

Document Number	0001580652
Date	Feb 25, 2026
Instrument	1580652

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,570 (+829.47%) Land $90,137 Building $205,433	$295,570 (+829.47%) Land $90,137 Building $205,433
2025	$160.00	$31,800 Land $31,800	$31,800 Land $31,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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