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9980 Grotto Dr, Laredo, TX 78045 Property Records

Webb County property record for 9980 Grotto Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Lot Size0.184 acres (7,998 sqft)
Owner2 Individual Names on Record
Last Sale$299,395 (Sep 2025)
Tax Bill$160 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN983-84009-720

Property Details

APN / Parcel Number

Primary APN983-84009-720
Alternative APN
  • 800779

Interior

Stories1 Story
Building Area1,644 sqft Living Area
Gross Area2,064 sqft
1st Floor Area1,644 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,998 sqft (0.184 acres)
Garage TypeAttached
Garage Area420 sqft
PorchOpen Porch

Location & Zoning

Street Address9980 GROTTO DR
CityLAREDO
StateTX
Zip78045-2267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAQUERO SUBD. PHASE VI BLK 9 LOT 72
Legal SubdivisionAQUERO SUBD. PHASE VI
Legal Block9
Legal Lot Number72
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3017
Census Tract1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9980 GROTTO DR, LAREDO, TX 78045-2267
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Stand-Alone First Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Sep 16, 2025Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2025 · Amount on Record
Deed SaleSep 16, 2025 · Amount on Record
Prior SaleApr 29, 2025 · Amount on Record
Deed Document Number20251567913
Deed Book / Page5905 / 588
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address9980 GROTTO DR, LAREDO, TX 78045-2267
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005905/609
DateSep 16, 2025
Book Page5905/609
Instrument1567915
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2025: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateSep 16, 2025
Property Address9980 GROTTO DR, LAREDO, TX 78045-2267
Document Number005905/588
Book / Page5905 / 588
Map ReferenceMB 40 PG 26-27
Instrument DateSep 15, 2025
Instrument1567913
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 4, 2025
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9980 GROTTO DR, LAREDO, TX 78045-2267

Mortgage

Document Number0001567914
DateSep 16, 2025
Instrument1567914
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$305,041 (+859.25%) Land $90,137 Building $214,904$305,041 (+859.25%) Land $90,137 Building $214,904
2025$160.00$31,800 Land $31,800$31,800 Land $31,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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