998 River Rd, Hardy, AR 72542 Property Records

Sharp County property record for 998 River Rd, Hardy, AR 72542

Property Summary

Property Type	Rural Home
Details	1 ba · 1,752 sqft · built 1990
Lot Size	12.2 acres (534,046 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,099 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-02978-006`

Property Details

APN / Parcel Number

Primary APN	`001-02978-006`
Alternative APN	`3793`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft
Flooring	Tile

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	534,046 sqft (12.2 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Driveway	Concrete Driveway
Driveway Area	438 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	1,792 sqft
Deck Area	Deck Area
Patio Area	340 sqft
Lean-To	Lean-To
Utility Building	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	998 RIVER RD
City	HARDY
State	AR
Zip	72542-9371
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NE/4 NE/4
Legal Range	04
Legal Township	19
Legal Section	19
Jurisdiction	SHARP AR
Township / Civil Division	HARDY
Census Block Group	1
Census Block	1096
Census Tract	470201

Owner

998 River Rd, a rural home, is owned and occupied by two individuals who acquired it in December 2016.

Source: Sharp County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	998 RIVER RD, HARDY, AR 72542-9371
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage EVOLVE BANK & TRUST
Jan 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage EVOLVE BANK & TRUST
Jan 9, 2017	Intrafamily Transfer, Transfer HOMESTEAD ABSTRACT AND TTL INC, HOMESTEAD ABSTRACT & TITLE I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 22, 2016
Transfer Doc	2017/00187
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHARP AR
Property Address	998 RIVER RD, HARDY, AR 72542-9371
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/00997
Date	Jan 20, 2017
Book Page	2017/00997
Instrument	1700247

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	HARDY, AR 72542

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHARP AR
Property Address	998 RIVER RD, HARDY, AR 72542-9371
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/00997
Date	Jan 24, 2017
Book Page	2017/00997
Instrument	1700247

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	HARDY, AR 72542

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 13, 2022

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHARP AR
Recording Date	Jan 9, 2017
Property Address	998 RIVER RD, HARDY, AR 72542-9371
Document Number	2017/00187
Book / Page	2017 / 00187
Instrument Date	Dec 22, 2016
Instrument	1700064
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	HOMESTEAD ABSTRACT AND TTL INC, HOMESTEAD ABSTRACT & TITLE I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 998 River Rd was $1,099, up 8.9% from the year before.

Source: Sharp County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sharp County
Unified School District	Highland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,099.00 (+8.92%)	$46,930 (-) Land $920 Building $46,010
2025	$1,009.00	$46,930 Land $920 Building $46,010
2023	$840.00	$46,930 Land $920 Building $46,010	$234,650 Land $4,600 Building $230,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 998 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	9 (2008–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 998 River Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 61% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER ASSOCIATION serves 2,390 people · EPA ID AR0000672
Water Source	Groundwater
Last State Inspection	Sep 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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