905 River Rd, Hardy, AR 72542 Property Records

Sharp County property record for 905 River Rd, Hardy, AR 72542

Property Summary

Property Type	Rural Home
Details	1.5 ba · 2,160 sqft · built 1990
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on Record
Tax Bill	$942 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-02962-001`

Property Details

APN / Parcel Number

Primary APN	`001-02962-001`
Alternative APN	`52438`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft
Flooring	Tile

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Logs
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	479,160 sqft (11 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	424 sqft
Deck Area	176 sqft
Patio Area	176 sqft
Shed	1 Shed
Utility Building	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	905 RIVER RD
City	HARDY
State	AR
Zip	72542-9371
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SE/4 SW/4 S OF RD
Legal Range	04
Legal Township	19
Legal Section	18
Jurisdiction	SHARP AR
Township / Civil Division	HARDY
Census Block Group	1
Census Block	1106
Census Tract	470201

Owner

Source: Sharp County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 RIVER RD, HARDY, AR 72542-9371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Intrafamily Transfer, Transfer · VA Mortgage RELIANCE FIRST CAPITAL LLC
Oct 23, 2023	Intrafamily Transfer, Transfer
May 17, 2021	Warranty Deed, Transfer · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Jul 20, 2018	Warranty Deed, Transfer · VA Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023
Deed Sale	Oct 23, 2023
Prior Sale	May 17, 2021 · Amount on Record
Deed Document Number	20237483
Deed Book / Page	2023 / 23279
Prior Transfer Date	Oct 3, 2023
Prior Transfer Doc	2023/23279
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHARP AR
Recording Date	Oct 23, 2023
Property Address	905 RIVER RD, HARDY, AR 72542-9371
Document Number	2023/23279
Book / Page	2023 / 23279
Instrument Date	Oct 3, 2023
Instrument	2307483
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 RIVER RD, HARDY, AR 72542-9371

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	905 RIVER RD, HARDY, AR 72542-9371

Mortgage

Document Number	0202323283
Date	Oct 23, 2023
Instrument	2023/23283

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHARP AR
Recording Date	Oct 23, 2023
Property Address	905 RIVER RD, HARDY, AR 72542-9371
Document Number	2023/23279
Book / Page	2023 / 23279
Instrument Date	Oct 3, 2023
Instrument	2307483
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	905 RIVER RD, HARDY, AR 72542-9371

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHARP AR
Recording Date	May 17, 2021
Property Address	905 RIVER RD, HARDY, AR 72542-9371
Document Number	2021/9264
Book / Page	2021 / 9264
Instrument Date	May 17, 2021
Instrument	2102452
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$475.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 RIVER RD, 905, HARDY, AR 72542-9371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 RIVER RD, HARDY, AR 72542-9371

Mortgage

Document Number	20219267
Date	May 17, 2021
Instrument	2021/9267

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHARP AR
Recording Date	Jul 20, 2018
Property Address	905 RIVER RD, HARDY, AR 72542-9371
Document Number	2018/11608
Book / Page	2018 / 11608
Instrument Date	Jul 20, 2018
Instrument	1802807
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1550 RIVER RD, 1550, HARDY, AR 72542-9368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 RIVER RD, HARDY, AR 72542-9371

Mortgage

Document Number	1802808
Date	Jul 20, 2018
Instrument	1802808

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Sharp County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sharp County
Unified School District	Highland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$942.00 (+9.15%)	$41,870 (-) Land $850 Building $41,020
2025	$863.00 (+20.03%)	$41,870 (-) Land $850 Building $41,020
2023	$719.00	$41,870 Land $850 Building $41,020	$209,350 Land $4,250 Building $205,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	9 (2008–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 64% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER ASSOCIATION serves 2,390 people · EPA ID AR0000672
Water Source	Groundwater
Last State Inspection	Sep 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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