Elko County property record for 998 Northside Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,248 sqft · built 1976 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Jan 2026) |
| Tax Bill | $1,841 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-654-008 |
| Primary APN | 001-654-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,880 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,803 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 998 NORTHSIDE DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | NORTHSIDE VILLAGE SUB UNIT NO 4 FILE 72360 |
| Legal Subdivision | NORTHSIDE VILLAGE UNIT 4 |
| Legal Block | A |
| Legal Lot Number | 19 |
| Legal Unit | 4 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950900 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 998 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 16, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 10, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Jul 10, 2023 · Amount on Record |
| Deed Document Number | 2026859857 |
| Prior Transfer Date | Jan 23, 2012 |
| Prior Transfer Doc | 0000651482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 16, 2026 |
| Property Address | 998 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Document Number | 0000859857 |
| Map Reference | DOC 72360 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 859857 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,521.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 998 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 998 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Document Number | 0000859858 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 859858 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jul 10, 2023 |
| Property Address | 998 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Document Number | 0000821682 |
| Map Reference | FILE 72360 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 821682 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 COTTONWOOD DR, ELKO, NV 89801-8487 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 998 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Document Number | 0000821683 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 821683 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,841.00 (+5.44%) | $51,477 (+7.95%) Land $21,700 Building $29,777 | $147,077 (+7.95%) Land $62,000 Building $85,077 |
| 2025 | $1,746.00 (+19.84%) | $47,686 (-0.98%) Land $15,400 Building $32,286 | $136,246 (-0.98%) Land $44,000 Building $92,246 |
| 2023 | $1,457.00 (+2.97%) | $48,160 (+9.59%) Land $15,400 Building $32,760 | $137,600 (+9.59%) Land $44,000 Building $93,600 |
| 2022 | $1,415.00 | $43,945 Land $15,400 Building $28,545 | $125,557 Land $44,000 Building $81,557 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 71% of Nevada |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures