Elko County property record for 990 Northside Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,155 sqft · built 1975 |
| Lot Size | 0.305 acres (13,286 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $394,000 (Feb 2026) |
| Tax Bill | $1,711 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-654-007 |
| Primary APN | 001-654-007 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,155 sqft Living Area |
| Basement Area | 1,058 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,286 sqft (0.305 acres) |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 198 sqft |
| Patio Area | 168 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Street Address | 990 NORTHSIDE DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | NORTHSIDE VILLAGE SUB UNIT NO 4 FILE 72360 |
| Legal Subdivision | NORTHSIDE VILLAGE UNIT 4 |
| Legal Block | A |
| Legal Lot Number | 18 |
| Legal Unit | 4 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950900 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 990 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 29, 2024 | Deed of Trust, Mortgage · Balloon Mortgage ELKO FCU |
| Feb 20, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage CLICK N CLOSE INC |
| Feb 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Apr 19, 2018 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on Record |
| Deed Sale | Feb 20, 2026 · Amount on Record |
| Prior Sale | Apr 19, 2018 · Amount on Record |
| Deed Document Number | 2026861147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 990 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000785438 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 785438 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 990 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000809059 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 809059 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 990 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|---|
| Address | 990 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Document Number | 0000834123 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 834123 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 20, 2026 |
| Property Address | 990 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Document Number | 0000861147 |
| Map Reference | FILE 72360 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 861147 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | WFG NEVADA RW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,536.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1772 AMBER WAY, ELKO, NV 89801-4161 |
| Name | Verified Name |
|---|---|
| Address | 990 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Document Number | 0000861148 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 861148 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Number | 0000861149 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 861149 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 990 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Document Number | 0000765505 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 990 NORTHSIDE DR ELKO NV 898012722, ELKO, NV 89801-2722 |
| Document Number | 0000765505 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 765505 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Apr 19, 2018 |
| Property Address | 990 NORTHSIDE DR, ELKO, NV 89801-2722 |
| Document Number | 0000739564 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 739564 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 990 NORTHSIDE DR ELKO NV 898012722, ELKO, NV 89801-2722 |
| Document Number | 739565 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 739565 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2048 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,711.00 (+6.08%) | $50,275 (+14.11%) Land $21,700 Building $28,575 | $143,643 (+14.11%) Land $62,000 Building $81,643 |
| 2025 | $1,613.00 (+8.04%) | $44,060 (-1.02%) Land $15,400 Building $28,660 | $125,886 (-1.02%) Land $44,000 Building $81,886 |
| 2023 | $1,493.00 (+8.03%) | $44,515 (+9.39%) Land $15,400 Building $29,115 | $127,186 (+9.39%) Land $44,000 Building $83,186 |
| 2022 | $1,382.00 | $40,695 Land $15,400 Building $25,295 | $116,271 Land $44,000 Building $72,271 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 71% of Nevada |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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