Miami County property record for 998 E Loy Rd, Piqua, OH 45356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,485 sqft · built 1996 |
| Lot Size | 1.41 acres (61,812 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,465 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | K30-029005 |
| Primary APN | K30-029005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 2,970 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 61,812 sqft (1.41 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 998 E LOY RD |
|---|---|
| City | PIQUA |
| State | OH |
| Zip | 45356-9220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-1-16 NE COR NE |
| Legal Range | 11 |
| Legal Township | 01 |
| Legal Section | 16 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | STAUNTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 365101 |
998 E Loy Rd is owned and occupied by an individual who acquired it in September 2012.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 998 E LOY RD, PIQUA, OH 45356-9220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2012 |
| Transfer Doc | 0000012557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 998 E LOY RD, PIQUA, OH 45356-9220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000139 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 2020OR-00139 |
| Name | HONDA FCU |
|---|---|
| Type | Credit Union |
| Address | MARYSVILLE, OH 43040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 15, 2030 |
The 2025 property tax bill for 998 E Loy Rd was $2,465 with a homeowner's exemption, up 12.1% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Staunton Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,465.00 (+12.1%) Homeowner's exemption | $84,600 (+32.06%) Land $17,360 Building $67,240 | $241,700 Land $49,600 Building $192,100 |
| 2024 | $2,199.00 (+1.48%) Homeowner's exemption | $64,060 (-) Land $15,020 Building $49,040 | |
| 2023 | $2,167.00 (-4.03%) Homeowner's exemption | $64,060 (-) Land $15,020 Building $49,040 | $183,000 (-) Land $42,900 Building $140,100 |
| 2022 | $2,258.00 Homeowner's exemption | $64,060 Land $15,020 Building $49,040 | $183,000 Land $42,900 Building $140,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 998 E Loy Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1995–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 998 E Loy Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Skymesh Fixed Wireless | 50 / 10 |
May also be available: AT&T, Frontier, Imagine Networks, NKTELCO - Goldstar, Spectrum.
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