9978 Zig Zag Rd, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 9978 Zig Zag Rd, Montgomery, OH 45242 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1976
Square Footage	3,607 sqft Living Area
Lot Size	21,824 sqft (0.501 acres)
Occupancy	Owner Occupied
Last Sale	$770,000 (2025)
Tax Bill	$6,798.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`603-0013-0044-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	3,607 sqft Living Area
Gross Area	4,087 sqft Gross Area
1st Floor	1,394 sqft 1st Floor
2nd Floor	1,245 sqft 2nd Floor
Basement Area	968 sqft Basement
Finished Basement	968 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	21,824 sqft (0.501 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Deck Area	Deck Area
Patio Area	280 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Baseboard Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	9978 ZIG ZAG RD
City	MONTGOMERY
State	OH
Zip	45242-6339
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ZIG ZAG RD 0.53 AC PT LOT 4 D MEGIE EST R1-T4-S10
Legal Subdivision	MEGIE EST
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Minor Civil Division	MONTGOMERY
Census Blockgroup	3
Census Block	3003
Census Tract	23902

Owner

Source: Hamilton County records · APN 603-0013-0044-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9978 ZIG ZAG RD, MONTGOMERY, OH 45242-6339
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 2025 · Amount on Record
Deed Sale	Mar 12, 2025 · Amount on Record
Prior Sale	Nov 19, 2024 · Amount on Record
Deed Doc Number	202517247
Deed Book / Page	15371 / 711
Record Refreshed	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9978 ZIG ZAG RD, MONTGOMERY, OH 45242-6339
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	AHTA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9978 ZIG ZAG RD, MONTGOMERY, OH 45242-6339

Mortgage

Document Number	0000011743
Date	Feb 17, 2026
Book Page	15604/2795
Instrument	2026-0011743

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2046

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,798.00 (+13.7%)	$129,689 (-) Land $36,547 Building $93,142	$370,540 (-) Land $104,420 Building $266,120
2024	$5,979.00 (-1.22%) Homeowner's exemption	$129,689 (-) Land $36,547 Building $93,142
2023	$6,053.00 (-7.88%) Homeowner's exemption	$129,689 (+10.02%) Land $36,547 Building $93,142	$370,540 (+10.02%) Land $104,420 Building $266,120
2022	$6,571.00 Homeowner's exemption	$117,877 Land $40,201 Building $77,676
2020			$336,790 Land $114,860 Building $221,930

Flood & Wildfire

9978 Zig Zag Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.