Hamilton County property record for 9955 Zig Zag Rd, Montgomery, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,144 sqft · built 1967 |
| Lot Size | 0.481 acres (20,952 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $632,500 (Apr 2024) |
| Tax Bill | $6,445 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Aug 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0013-0178-00 |
| Primary APN | 603-0013-0178-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,144 sqft Living Area |
| Gross Area | 3,908 sqft |
| 1st Floor Area | 1,510 sqft |
| 2nd Floor Area | 1,134 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 20,952 sqft (0.481 acres) |
| Lot Dimensions | 160 ft deep x 130 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | Deck Area |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 9955 ZIG ZAG RD |
|---|---|
| City | MONTGOMERY |
| State | OH |
| Zip | 45242-6337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | ZIG ZAG RD 130 X 160 IRR LOT 8 CHEROKEE WOODS SUB BLK A |
| Legal Subdivision | CHEROKEE WOODS SUB |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23902 |
Source: Hamilton County records · APN 603-0013-0178-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9955 ZIG ZAG RD, MONTGOMERY, OH 45242-6337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO |
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Jul 13, 2021 | Intrafamily Transfer, Transfer |
| Aug 24, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 30, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Apr 17, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Prior Sale | Sep 11, 2013 · Amount on Record |
| Deed Document Number | 202425848 |
| Deed Book / Page | 15149 / 1391 |
| Prior Transfer Date | Jun 28, 2021 |
| Prior Transfer Doc | 0000084887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9955 ZIG ZAG RD, MONTGOMERY, OH 45242-6337 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9955 ZIG ZAG RD, MONTGOMERY, OH 45242-6337 |
| Document Number | 0000111864 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 14503/2040 |
| Instrument | 2021-0111864 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9955 ZIG ZAG RD, MONTGOMERY, OH 45242-6337 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9955 ZIG ZAG RD, MONTGOMERY, OH 45242-6337 |
| Document Number | 0000060844 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 14988/2067 |
| Instrument | 2023-0060844 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 19, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 13, 2021 |
| Property Address | 9955 ZIG ZAG RD, MONTGOMERY, OH 45242-6337 |
| Document Number | 0000084887 |
| Book / Page | 14457 / 1857 |
| Map Reference | MB 122 PG 55 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021-0084887 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9955 ZIG ZAG RD, MONTGOMERY, OH 45242-6337 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9955 ZIG ZAG RD, MONTGOMERY, OH 45242-6337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000077392 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 17-0077392 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 444 Months |
| Due | Aug 04, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9955 ZIG ZAG RD, MONTGOMERY, OH 45242-6337 |
| Document Number | 0000078793 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9955 ZIG ZAG RD MONTGOMERY OH 452426337, MONTGOMERY, OH 45242-6337 |
| Document Number | 0000078793 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 014002/001049 |
| Instrument | 78793 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9955 ZIG ZAG RD, MONTGOMERY, OH 45242-6337 |
| Document Number | 0000032575 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9955 ZIG ZAG RD MONTGOMERY OH 452426337, MONTGOMERY, OH 45242-6337 |
| Document Number | 0000032575 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 013907/000938 |
| Instrument | 32575 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,445.00 (+2.37%) | $125,993 (-) Land $37,191 Building $88,802 | $359,980 (-) Land $106,260 Building $253,720 |
| 2024 | $6,296.00 (-0.55%) | $125,993 (-) Land $37,191 Building $88,802 | |
| 2023 | $6,331.00 (-14.85%) | $125,993 (+2.09%) Land $37,191 Building $88,802 | $359,980 (+2.09%) Land $106,260 Building $253,720 |
| 2022 | $7,435.00 Homeowner's exemption | $123,414 Land $40,912 Building $82,502 | |
| 2020 | $352,610 Land $116,890 Building $235,720 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 270 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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