Howard County property record for 9978 Winter Sun Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,024 sqft · built 2003 |
| Lot Size | 0.206 acres (8,958 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $631,000 (Apr 2008) |
| Tax Bill | $13,175 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-567223 |
| Primary APN | 06-567223 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,024 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,958 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 567223 |
|---|---|
| Street Address | 9978 WINTER SUN RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-5758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 27 8,958 SQ' 9978 WINTER SUN RD EMERSON S-2 PH-1B |
| Legal Subdivision | EMERSON |
| Legal Phase | 1B |
| Legal Lot Number | 27 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606808 |
9978 Winter Sun Rd is owner-occupied and held in a trust since April 2008.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9978 WINTER SUN RD, LAUREL, MD 20723-5758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2008 · Amount on File |
| Deed Sale | Apr 9, 2008 · Amount on File |
| Prior Sale | Jun 5, 2003 · Amount on File |
| Deed Document Number | 200885134 |
| Deed Book / Page | 11163 / 196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9978 WINTER SUN RD, LAUREL, MD 20723-5758 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | GLOBAL TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0207660002 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 20766/2 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2026 property tax bill for 9978 Winter Sun Rd was $13,175, up 7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,175.00 (+7.03%) | $864,800 (+7.07%) | $979,000 (+21.21%) Land $267,800 Building $711,200 |
| 2025 | $12,310.00 | $807,700 Land $192,800 Building $614,900 | $807,700 Land $192,800 Building $614,900 |
| 2023 | $711,033 | $807,700 Land $192,800 Building $614,900 | |
| 2022 | $7,462.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9978 Winter Sun Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9978 Winter Sun Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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