Howard County property record for 9970 Winter Sun Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,748 sqft · built 2003 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (May 2021) |
| Tax Bill | $10,057 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-567142 |
| Primary APN | 06-567142 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,748 sqft Total Area |
| Basement Area | 1,069 sqft |
| Finished Basement | 1,069 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 567142 |
|---|---|
| Street Address | 9970 WINTER SUN RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-5758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 25 12,197 SQ' 9970 WINTER SUN RD EMERSON S-2 PH-1B |
| Legal Subdivision | EMERSON SEC 02 PH 01B |
| Legal Phase | 1B |
| Legal Lot Number | 25 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606808 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9970 WINTER SUN RD, LAUREL, MD 20723-5758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Dec 26, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW PENN FIN'L LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Prior Sale | Nov 23, 2011 · Amount on Record |
| Deed Book / Page | 20598 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 27, 2021 |
| Property Address | 9970 WINTER SUN RD, LAUREL, MD 20723-5758 |
| Document Number | 0205980416 |
| Book / Page | 20598 / 416 |
| Map Reference | PL 15205 |
| Instrument Date | May 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9970 WINTER SUN RD, LAUREL, MD 20723-5758 |
| Document Number | 20598423 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 20598/423 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9970 WINTER SUN RD, LAUREL, MD 20723-5758 |
| Document Number | 0179950346 |
| Book / Page | 017995 / 000346 |
| Instrument Date | Dec 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2018 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9970 WINTER SUN RD LAUREL MD 207235758, LAUREL, MD 20723-5758 |
| Document Number | 0179950346 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 017995/000346 |
| Name | NEW PENN FIN'L LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,057.00 (+0.18%) Homeowner's exemption | $713,467 (+7.35%) | $811,200 (+22.06%) Land $282,300 Building $528,900 |
| 2025 | $10,039.00 (+61.09%) Homeowner's exemption | $664,600 (+12.54%) Land $207,300 Building $457,300 | $664,600 (-) Land $207,300 Building $457,300 |
| 2023 | $590,533 | $664,600 Land $207,300 Building $457,300 | |
| 2022 | $6,232.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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