9977 Mill Run, Carmel, IN 46032 Property Records

Hamilton County property record for 9977 Mill Run, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 5,420 sqft · built 1984
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Last Sale	$338,800 (Nov 2015)
Tax Bill	$7,689 (2025)
Deeds & Mortgages	Jul 2026 Transfer Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-10-301-011.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-10-301-011.000-018`
Alternative APNs	`291310301011000034` `1713100301011000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	5,420 sqft Living Area
Gross Area	7,814 sqft
1st Floor Area	3,470 sqft
Basement Area	3,470 sqft
Finished Basement	1,950 sqft
Unfinished Basement	1,520 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	170 ft deep x 168 ft wide
Garage Type	Attached
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	9977 MILL RUN
City	CARMEL
State	IN
Zip	46032-8264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .85, SECTION 10, TOWNSHIP 17, RANGE 3, CEDAR POINT, LOT 46
Legal Range	03
Legal Township	17
Legal Section	10
Legal Subdivision	CEDAR POINT
Legal Lot Number	46
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1007
Census Tract	111103

Owner

Source: Hamilton County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9977 MILL RUN, CARMEL, IN 46032-8264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2015 · Amount on Record
Deed Sale	Nov 2, 2015 · Amount on Record
Prior Sale	Jul 28, 2011 · Amount on Record
Deed Document Number	201556851
Last Transfer Date	Jul 27, 2026
Transfer Doc	0000033892
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 27, 2026
Property Address	9977 MILL RUN, CARMEL, IN 46032-8264
Document Number	0000033892
Instrument Date	Jul 27, 2026
Instrument	202633892
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9977 MILL RUN, CARMEL, IN 46032-8264

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9977 MILL RUN, CARMEL, IN 46032-8264
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9977 MILL RUN, CARMEL, IN 46032-8264

Mortgage

Document Number	0000040507
Date	Sep 22, 2025
Instrument	2025040507

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9977 MILL RUN, CARMEL, IN 46032-8264
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9977 MILL RUN, CARMEL, IN 46032-8264

Mortgage

Document Number	0000053502
Date	Nov 7, 2022
Instrument	2022053502

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9977 MILL RUN, CARMEL, IN 46032-8264
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9977 MILL RUN, CARMEL, IN 46032-8264

Mortgage

Document Number	0000009535
Date	Feb 22, 2022
Instrument	2022009535

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,689.00 (+9.7%)	$690,900 (+12.2%) Land $91,300 Building $599,600	$690,900 (+12.2%) Land $91,300 Building $599,600
2024	$7,009.00 (+8.41%)	$615,800 (+5.72%) Land $91,300 Building $524,500	$615,800 (+5.72%) Land $91,300 Building $524,500
2023	$6,465.00 (+16.09%) Homeowner's exemption	$582,500 (+19.24%) Land $91,300 Building $491,200	$582,500 (+19.24%) Land $91,300 Building $491,200
2022	$5,569.00 Homeowner's exemption	$488,500 Land $78,800 Building $409,700	$488,500 Land $78,800 Building $409,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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