10034 Mill Run, Carmel, IN 46032 Property Records

Hamilton County property record for 10034 Mill Run, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,314 sqft · built 1995
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,522 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-10-301-014.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-10-301-014.000-018`
Alternative APNs	`291310301014000034` `1713100301014000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,314 sqft Living Area
1st Floor Area	2,072 sqft
2nd Floor Area	1,242 sqft
Basement Area	1,805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Roof Material	Asphalt
Lot Area	54,014 sqft (1.24 acres)
Lot Dimensions	217 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	1,037 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713100301014000
Old Parcel Number	291310301014000034
Street Address	10034 MILL RUN
City	CARMEL
State	IN
Zip	46032-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.24, SECTION 10, TOWNSHIP 17, RANGE 3, CEDAR POINT, LOT 40, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	10
Legal Subdivision	CEDAR POINT
Legal Lot Number	40
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1007
Census Tract	111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10034 MILL RUN, CARMEL, IN 46032-9623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Jul 2, 2026
Property Address	10034 MILL RUN, CARMEL, IN 46032-9623
Document Number	0000029968
Instrument Date	Jun 25, 2026
Instrument	202629968
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10034 MILL RUN, CARMEL, IN 46032-9623

Mortgage

Document Number	0000029968,
Date	Jul 2, 2026
Instrument	202629968

Lender

Name	LAKE CITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10034 MILL RUN, CARMEL, IN 46032-9623
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021072302
Date	Oct 5, 2021
Instrument	2021072302

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$647,200 (+14.21%) Land $104,100 Building $543,100	$647,200 (+14.21%) Land $104,100 Building $543,100
2024	$6,522.00 (+8.86%)	$566,700 (+5.47%) Land $104,100 Building $462,600	$566,700 (+5.47%) Land $104,100 Building $462,600
2023	$5,991.00 (+13.96%) Homeowner's exemption	$537,300 (+18.17%) Land $104,100 Building $433,200	$537,300 (+18.17%) Land $104,100 Building $433,200
2022	$5,257.00 Homeowner's exemption	$454,700 Land $89,900 Building $364,800	$454,700 Land $89,900 Building $364,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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