9977 Cape Ann Dr, Columbia, MD 21046 Property Records

Howard County property record for 9977 Cape Ann Dr, Columbia, MD 21046

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,760 sqft · built 1978
Lot Size	0.118 acres (5,153 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Jan 2024)
Tax Bill	$7,721 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-139734`

Property Details

APN / Parcel Number

Primary APN	`16-139734`
Alternative APN	`139734`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,760 sqft Total Area
Basement Area	648 sqft
Finished Basement	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,153 sqft (0.118 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	139734
Street Address	9977 CAPE ANN DR
City	COLUMBIA
State	MD
Zip	21046-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 312 5,153 SQ' 9977 CAPE ANN DR VIL KINGS CONTRIV S1 A1
Legal Subdivision	VILLAGE KINGS CONTRIVANCE
Legal Lot Number	312
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606701

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9977 CAPE ANN DR, COLUMBIA, MD 21046-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	Jan 13, 2015 · Amount on Record
Deed Book / Page	22235 / 353
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 17, 2024
Property Address	9977 CAPE ANN DR, COLUMBIA, MD 21046-1302
Document Number	0222350353
Book / Page	22235 / 353
Map Reference	PL CMP 3750
Instrument Date	Jan 2, 2024
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9977 CAPE ANN DR, COLUMBIA, MD 21046-1302

Mortgage

Document Number	0022235359
Date	Jan 17, 2024
Instrument	22235/359

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,721.00 (+8.5%)	$500,400 (+8.77%) Land $215,600 Building $284,800	$500,400 (-) Land $215,600 Building $284,800
2025	$7,116.00 (+70.4%)	$460,067 (+21.26%)	$500,400 (+31.89%) Land $215,600 Building $284,800
2023		$379,400 Land $185,600 Building $193,800	$379,400 Land $185,600 Building $193,800
2022	$4,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880