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9969 Cape Ann Dr, Columbia, MD 21046 Property Records

Howard County property record for 9969 Cape Ann Dr, Columbia, MD 21046

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,280 sqft · built 1978
Lot Size0.165 acres (7,177 sqft)
Owner2 Individual Names on Record
Last Sale$185,900 (Jan 1996)
Tax Bill$6,475 (2026)
Deeds & MortgagesOct 2021 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN16-139718

Property Details

APN / Parcel Number

Primary APN16-139718
Alternative APN
  • 139718

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,280 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,177 sqft (0.165 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number139718
Street Address9969 CAPE ANN DR
CityCOLUMBIA
StateMD
Zip21046-1302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNT
Legal DescriptionLOT 310 7,177 SQ' 9969 CAPE ANN DR VIL KINGS CONTRIV S1 A1
Legal SubdivisionVILLAGE KINGS CONTRIVANCE
Legal Lot Number310
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group2
Census Block2001
Census Tract606701

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9969 CAPE ANN DR, COLUMBIA, MD 21046-1302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
NASA FCU
Feb 21, 2018Deed of Trust, Mortgage · FHA Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 1996 · Amount on Record
Deed SaleJan 5, 1996 · Amount on Record
Prior SaleJun 30, 1987 · Amount on Record
Deed Document Number1996957668
Deed Book / Page3636 / 367
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address9969 CAPE ANN DR, COLUMBIA, MD 21046-1302
Transaction TypeMortgage
Record UpdatedNov 10, 2021
Title CompanyFH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9969 CAPE ANN DR, COLUMBIA, MD 21046-1302

Mortgage

Document Number0210580110
DateOct 27, 2021
Book Page21058/110
Lender
NameNASA FCU
TypeCredit Union
AddressBOWIE, MD 20716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address9969 CAPE ANN DR, COLUMBIA, MD 21046-1302
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCERTIFIED TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180580188
DateFeb 21, 2018
Book Page18058/188
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,475.00 (-3.44%) Homeowner's exemption$491,400 (+3.12%) Land $224,700 Building $266,700$491,400 (-) Land $224,700 Building $266,700
2025$6,706.00 (+57.53%) Homeowner's exemption$476,533 (+23.49%)$491,400 (+27.34%) Land $224,700 Building $266,700
2023$385,900 Land $194,700 Building $191,200$385,900 Land $194,700 Building $191,200
2022$4,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880

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