9974 125th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 9974 125th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	384 sqft · built 2023
Lot Size	50 acres (2,179,742 sqft)
Owner	Individual Name on File
Tax Bill	$2,750 (2026)
Deeds & Mortgages	Apr 2024 Second Mortgage Feb 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`12-023-0103`

Property Details

APN / Parcel Number

Primary APN	`12-023-0103`

Interior

Building Area	384 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	2,179,742 sqft (50 acres)
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	9974 125TH AVE
City	MILACA
State	MN
Zip	56353-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF NE OF NE & NW OF NE EX S 300.00 FT OF W 363.00 FT OFNW OF NE & EX W 530.00 FT OF N 645.00 FT OF S
Legal Range	27
Legal Township	37
Legal Section	23
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILO
Census Block Group	2
Census Block	2075
Census Tract	170400

Owner

Source: Mille Lacs County records · APN 12-023-0103

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1706 OLD HIGHWAY 23 N, OGILVIE, MN 56358-3705
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD NATIONAL BANK
Feb 01, 2021	Deed of Trust, Mortgage · Construction Mortgage NEIGHBORHOOD NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	9974 125TH AVE, MILACA, MN 56353-4403
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A440823
Date	Apr 30, 2024
Instrument	A440823

Lender

Name	NEIGHBORHOOD NATIONAL BANK
Type	Bank
Address	MORA, MN 55051

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2034

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Type Change Date	Jul 01, 2029
Change Frequency	3 Years
Min Rate At Change	9.5%
Max Rate At Change	11.5%
Index	3-Year TN
Margin	5
Max Rate	15.5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	9974 125TH AVE, MILACA, MN 56353-4403
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000A422312
Date	Feb 01, 2021
Instrument	A422312

Lender

Name	NEIGHBORHOOD NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 01, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2027
Change Frequency	3 Years
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	3-Year CMT

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milo Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,750.00 (+135.04%)
2025		$265,800 (+144.08%) Land $191,900 Building $73,900	$265,800 (+144.08%) Land $191,900 Building $73,900
2023	$1,170.00	$108,900 Land $108,900	$108,900 Land $108,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
East Central Energy Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 8 locations within half a mile of this property.

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