9772 125th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 9772 125th Ave, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details2,372 sqft · built 2005
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$67,700 (Mar 2015)
Tax Bill$5,370 (2026)
Deeds & MortgagesJan 2022 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-023-0101

Property Details

APN / Parcel Number

Primary APN12-023-0101

Interior

Building Area2,372 sqft Total Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area217,800 sqft (5 acres)
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area80 sqft

Location & Zoning

Street Address9772 125TH AVE
CityMILACA
StateMN
Zip56353-4403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 300 FT OF W 363 FT OF NW OF NE SEE 12/5/86 SKETCH & ALSO N 205.38 FT OF S 505.38 FT OF W 530.00 FT OF NW OF NE
Legal Range27
Legal Township37
Legal Section23
JurisdictionMILLE LACS MN
Township / Civil DivisionMILO
Census Block Group2
Census Block2075
Census Tract170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9772 125TH AVE, MILACA, MN 56353-4403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSS COUNTRY MORTGAGE
May 18, 2020Deed of Trust, Mortgage · ARM
SPIRE CU
May 24, 2019Deed of Trust, Mortgage · ARM
SPIRE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2015 · Amount on Record
Deed SaleMar 19, 2015 · Amount on Record
Prior SaleDec 20, 2005 · Amount on Record
Deed Document Number2015323475
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address9772 125TH AVE, MILACA, MN 56353-4403
Transaction TypeMortgage
Record UpdatedFeb 2, 2022
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A429165
DateJan 7, 2022
InstrumentA429165
Lender
NameCROSS COUNTRY MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address9772 125TH AVE, MILACA, MN 56353-4403
Transaction TypeMortgage
Record UpdatedJun 3, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA417088
DateMay 18, 2020
InstrumentA417088
Lender
NameSPIRE CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7%
Index1-Year CMT

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address9772 125TH AVE, MILACA, MN 56353-4403
Transaction TypeMortgage
Record UpdatedJun 11, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA411522
DateMay 24, 2019
InstrumentA411522
Lender
NameSPIRE CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.88%
Index1-Year CMT

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionMilo Township
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,370.00 (+7.53%)$525,100 (+7.69%) Land $102,000 Building $423,100$525,100 (+7.69%) Land $102,000 Building $423,100
2025$487,600 (+0.97%) Land $84,000 Building $403,600$487,600 (+0.97%) Land $84,000 Building $403,600
2023$4,994.00$482,900 Land $62,000 Building $420,900$482,900 Land $62,000 Building $420,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ECE Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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